Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen was great to work with and made buying our first home amazing !
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that your experience buying your first home was amazing. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing Guild Mortgage!
I got confused on the timing of a few things, but Kristen was able to explain to me the timeline and where different portions of the money went and when. It took a lot of stress off not worrying so much about the unknown of closing costs.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm glad I could help clarify the timeline and details for you, Shira. It's great to know that I could alleviate some of the stress around your closing costs. If you have any more questions or need further assistance, please don't hesitate...
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Kristen is fantastic, she knows her information very well and makes the transaction a breeze
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that your transaction went smoothly and that you found my knowledge helpful. It was a pleasure assisting you with your purchase at Guild Mortgage. Thank you for your kind words.
Kristen was very proactive at assuring a fast-paced escrow with a VA loan closes on-time! All updates and key steps were clearly communicated giving both buyers, sellers and agents confidence in the process. Thank you, Kristen with your professionalism...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that the escrow process was smooth and efficient for your VA loan purchase. It was my pleasure to ensure clear communication and provide confidence to everyone involved. Thank you for your kind words and for choosing Guild...
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Excellent experience with Guild mortgage. Kristen and team are highly recommended. They listened to our needs and guided us through our home purchase.
Reply from Kristen Smith at CrossCountry Mortg...
July 2nd, 2025 05:21 PM
I'm thrilled to hear about your excellent experience with myself and Guild Mortgage. It was a pleasure guiding you through your home purchase, and I appreciate your kind recommendation. Thank you for choosing us to assist with your mortgage...
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This was such an enjoyable experience working with Kristen and team.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm glad to hear that you had an enjoyable experience working with us. It was a pleasure assisting you with your purchase. Thank you for your positive feedback.
Kristen and her team were the highlight of our entire moving buying/selling experience on both ends of our move. She always kept us informed, all of the processes were exceedingly transparent, and the system (portal) used by Guild is efficient...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that your experience with our team and the process was seamless and transparent. It was a pleasure assisting you with your purchase, and I'm glad the portal met your needs. Thank you for your kind words and for choosing...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from A G U
Reply from Kristen Smith at CrossCountry Mortg...
July 2nd, 2025 05:24 PM
I'm thrilled to know that you had a positive experience, Holly. It is always amazing working with you! Thank you for your trust and for the 5-star rating. ☺️ - Kristen Smith
Kristen is the epitome of a top tier Loan Officer. She is always 2 steps ahead, making every transaction with her incredibly smooth and easy. The clients are never left guessing what's to come or what they need to do. Kristen's people skills...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that you found the loan process with me smooth and easy. It's important to me that clients are informed and comfortable every step of the way. Thank you for your kind words about my communication skills. Your feedback is...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Rachel H
Reply from Kristen Smith at CrossCountry Mortg...
July 2nd, 2025 05:26 PM
I'm thrilled to hear about your positive experience, Rachel. It was a pleasure working with you and Greg, and I'm grateful for your kind words. If you need any further assistance, feel free to reach out. Thank you for choosing me as your loan...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095