Kim Nacchia
Loan Consultant | NMLS # 2118901
Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Kim was absolutely amazing for us. we Had quite the experience during the process of buying our home with our realtor and if it wasn't for Kim being so amazing through the whole thing we wouldn't have been able to make it happen. Thank you...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much Shelbi, you were an amazing borrower! I am so happy everything came together for you and Justin. Please stay in touch, I will do the same. Cheers to 2025!!!
Kim was very informative and kept us updated on the process from start to finish. She is the best broker we’ve ever worked with and was so pleasant. We closed on our house really fast and without a problem. She made us feel like VIPs. Thank...
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Reply from Owner
September 24th, 2025 01:06 AM
Hey Ed! I am glad you were able to refi into a lower rate! Once things settle down and rates start a real downward trend- getting you into the low 4's- I will let you know. If you ever have any questions about the market please call me at ************...
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Kim is the best! She keeps us informed from start to finish. Very caring.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Liz and Nick!! I appreciate your trusting me with your future. Wishing you a wonderful Christmas and New Year! (I hope to meet you sometime soon!! ) Best always, Kim
Kim was professional, pleasant and very responsive even when out of town on personal time. She made the experience stress free.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Steve! I appreciate your trusting me with this special investment. It was great working with all of you and I'm here to help with anything I can. Happy Holidays!!
kim was fantastic!! her and joe were so helpful and knowledgable! she made the whole process so painless and answered every question we had! would recommend her to EVERYONE!!!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Destiny!! I am so happy for you and Jill! Wishing you many happy memories in your new home!! I am always here if I can help with anything! Happy holidays!! Kim
Very friendly staff and easy to systems.
Reply from Owner
September 24th, 2025 01:10 AM
Hi Ed! I am glad you were able to refi into a lower rate! Once the rates get into the 4's I will let you know. If you have any questions about anything in the meantime please give me a call, ************. Thanks so much, Ed!
The entire process was smooth and efficient. Kim was great, always communicated making the process transparent.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you so much, Edward! It was a pleasure working with you- you were the one that made the process easy! I greatly appreciate and thank you for your trust. Congratulations on your beautiful new home! I am always here to help with anything...
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Kim was there to assist me with any questions I had and made this process so much easier for both me and krystal. I would recommend Kim and her team to anyone I know!!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much Chaydon! It was a pleasure working with you and Krystal!! Congratulations again on your beautiful new home!!
Kim Nacchia has received a review with 5 star rating from Linedjie J
Reply from Owner
November 18th, 2024 08:11 PM
Hi Linedjie! Thanks so much for your kind review! I hope you are getting settled and all is going great! Congratulations again and I am always here if I can help with anything!!
Kim was amaing amazing throughiout the whole proces and got us our dream home. Through every curvebal, Kim was alaways available and always made us a priority. Thank you Kim for a great experience and being there for us. We will forever remember...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you so much, Linedjie and Tyler! I truly appreciate working with you. I am so excited for your next chapter. If any questions come up, just give me a call. Congratulations!!!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)
Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender