

Kim Nacchia
Loan Consultant | NMLS # 2118901


Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
I tend to be an engaged customer and value understanding how things work. An investment mortgage was a new experience for me and Kim cheerfully suffered my many, many questions throughout the process. When we encountered a significant challenge...
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Reply from Kim Nacchia
September 23rd, 2026 12:25 PM
Thank you so much for your thoughtful review, Jeff. It was truly a pleasure working with you, and no suffering was endured, :-). I am grateful for the opportunity to have been a part of the start of your investment journey!
My lender had my back. She had all of my documents ready for me to sign. Kept me up to date on everything. Call to make sure I understood everything. She went above and beyond to make sure I got in my new house. Kim got me approved and in my...
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Reply from Kim Nacchia
September 1st, 2026 02:31 PM
Thank you so much, Wayne! You made my job easy. :-) Thank you for trusting me with your important investment. I hope you are getting settled and everything is going great! I will stay in touch!
Kim was amazing! As a first time home buyer, she made the process go very smooth and efficient to a level I would never imagined. I would never want any other consultant other than her going forward. I can't think Kim enough!
Reply from Kim Nacchia
August 31st, 2026 01:40 PM
Thanks so much, Jeff! I greatly appreciate your kind review. It was a pleasure working with you! Congratulations again on your beautiful new home!!
AMAZING! One of the hardest working and diligent professionals I've ever had the pleasure of working with. 6/5 stars rockstar.
Kim is wonderful to work with
Reply from Kim Nacchia
August 14th, 2026 05:21 PM
Thanks, Laura!! Great working with you too!
Kim did a great job throughout the entire home buying process. Her ability to explain technical questions was superb and she genuinely made me feel like she cared.
Reply from Kim Nacchia
August 10th, 2026 07:22 PM
Thanks so much for your kind words, Michael! It has been a great pleasure working with you. Thank you for trusting me with your family's future. I will stay in touch. Wishing you a safe and smooth move and Welcome to Florida!!
Kim was very active in making sure everything went smoothly and was very pleasant to work with. We are very grateful for her professionalism and commitment to getting us to the finish line quickly. Thank you!
Reply from Kim Nacchia
August 5th, 2026 02:03 PM
Thanks so much for taking the time to provide a review, Joy!! Good luck with your surgery and look forward to meeting you and Kyle later this year!
Kim was great to work with and helped us get the best deal possible!!
I have used Kim many times previously and transactions always go smooth......closes on time or in instances much sooner than anticipated, communication is great and the buyers are always happy with their rate and experience with Kim. I will...
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Reply from Kim Nacchia
July 21st, 2026 01:03 PM
I'm grateful for your continued trust, Joe. It's wonderful to hear that you've consistently had smooth transactions and positive experiences with the communication and outcomes. I look forward to assisting you with any future loan needs, whether...
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Kimberly is so professional and knowledgeable. All we had to do was give her some info, some signatures, and she handled the rest. Very kind, patient, and prompt. She answered all our questions with no hesitation or judgements. We really love...
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)

Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender