

Kim Nacchia
Loan Consultant | NMLS # 2118901


Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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Reviews from Web
Kim made the entire loan process seamless. We were able to close in a very short amount of time all while living on the other side of the country. Awesome broker to work with!
Reply from Owner
November 4th, 2024 10:01 PM
Thanks so much, Newton!! It was a pleasure working with you and Corrin!! Congratulations and wishing you all the best! Enjoy your next chapter!
Kim made the entire loan process seem less. We were able to close in a very short amount of time all while living on the other side of the country
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you, Newton! It was a pleasure working with you and Corrin, you made the process easy. I am always here if I can help with anything. Welcome home!!
Kim was great to work with. She was knowledgeable, kind, and very efficient.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Congratulations and welcome home, Corrin! Thanks so much for your kind review and choosing to work with me and HomeFi. You and Newton made the process fast and smooth. :-) If ever I can help with anything please let me know. Thanks again! Kim...
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We closed in 3 weeks from start to finish with no issues. Closing went super smooth and my buyers are very happy with their rate & service from Kim!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
It was a pleasure working with you and thank you so much for referring the clients! I look forward to many more smooth closings!
I work in the Title Industry so I know the importance of communication. Everyone at NAF has been a pleasure to work with. Kim got us into a great loan program too! I will highly recommend NAF.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
Kim and Nichole were very quick and responsive to my questions. This was my first house and they made the process so simple and thoroughly explained things I didn't understand, no matter what time of day. As a first-time home buyer, I appreciated...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Hi Sarah! Thank you for trusting us with this special investment! :-) We hope you are getting settled into your beautiful new home. Thank you again and we are always here to help in any way we can!
Great experience overall. Kim Is very knowledgeable, accessible, and friendly.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Travis!! I hope you have gotten all settled in!!
Kim made my first mortgage transaction pleasant and efficient! She was always on top of things and had great communication. She informed me of the stages of the process every step of the way and answered any questions I had. Kim is an advocate...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you so much, Jenn!! You made the process very easy! :-) Always here to help with anything I can!! I will check-in on you during the construction phase to make sure all is going good!! Thanks again!!
Kim was always accessible and made the process so easy!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Neile!!! I wish all borrowers were like you and Travis!! :-) Always here if you need anything!!
Great people skills, transparent, responsive and accessible, supportive, and caring.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you, Marie! It has been a pleasure working with you. I am always here should you need anything. Wishing you and your family all the very best!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)

Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender