

Kim Nacchia
Loan Consultant | NMLS # 2118901


Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Great communication and a focus to get to the end goal with buyers, myself and title company!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you! Looking forward to working with you again soon!
Kim was great thank you
Reply from Owner
September 24th, 2025 01:02 AM
Hey Robert, Thank you for your partnership over the past few years! I hope all is going well and Happy Fall!
Thank you Kim was great! 😁
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank so much, Rob!! I appreciate you!!!
Kim and the team are the bomb. thanks a million
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
I really appreciate the feedback and am looking forward to working with you again.
Great personal customer support, made the loan process seem easy !
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you so much, Lee! It was a great pleasure working with you and Hazel. I am always here if I can help with anything!!
Excellent communicationsbetwen all the parties All done very professionally. I will work with Kim when an opportunity presents itself in the near future
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Hi Mirian, Thank you so much for your kind words, it is greatly appreciated! It was a pleasure working with you and I look forward to a chance to partner with you again soon. Thanks again, Mirian!
Working with Kim at HomeFi has been wonderful. Kim is knowledgeable, understanding and patient. I would definitely recommend her and her team.
Reply from Owner
September 24th, 2025 01:03 AM
Hey Kelli! The rates went up last week after the Fed announced that they were lowering by .25 just like it did last September. Once things start shifting I will let you know. Thanks so much and Happy Fall!
Streamlined the process.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you for your positive review, Kevin. I'm thrilled to hear that you found our process to be streamlined at HomeFi Mortgage. It's always my goal to make the customer experience as efficient and smooth as possible. Your rating of 4.75 out...
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Kim was knowledgeable and very attentive. We appreciate her so much!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much Kelli! I appreciate your trusting me with your first investment property and I appreciate your knowledge and attentiveness, too!!! I am always here to help with anything I can. Thanks again and Happy New Year!
Kim was on her game making sure the realtor Debbie done everything that was needed to do before the customers day of signing . Thanks for having someone like Kim
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so very much! I appreciate all of you and always here to help!!!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)

Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender