Kim Nacchia
Loan Consultant | NMLS # 2118901
Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Kim was great! Was super attentive, quick to respond and answered every question that I had.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Johnathon! It was a true pleasure working with you! Thanks for trusting me with your special investment and enjoy your fabulous new home! I am always here if I there is anything I can do. I will stay in touch. Thanks again!...
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the refi was quick and easy
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Leif and Caroline! Looking forward to seeing you soon!
She was always available to ask one of my many questions regarding purchasing our new home
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Congrats and thank you again, Marcus! Always here if I can help with anything!
Kim is honestly the best loan officer. Not just as a professional but her character in general. The way she works with us shows that she truly cares. She is very patient and is always willing to go the extra mile to help any way she can The...
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Reply from Owner
September 24th, 2025 12:57 AM
Thanks again for trusting me with your family's future, Joel! Always here to help with anything I can. Happy Fall!
Kim is AWESOME! She was very knowledgable and very pleasant to work with. She kept me informed every step of
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Hi Deshon, thanks so much for your kind review. It was great working with you and I greatly appreciate your trust in helping with the refi. I am always here to help with anything I can!!
Kim Nacchia has received a review with 5 star rating from Dave W
Reply from Owner
September 24th, 2025 12:59 AM
Hi Dave! I hope all is well in Florida! If you have any questions about your loan and/or changing to a from a secondary home to a primary just let me know. Once rates start coming down, it may make sense to switch over. Please call me anytime...
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She was awesome to work
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks, David! I appreciate your trusting me with your special investment. I will stay in touch and am always here to help with whatever I can!
Ms. Kim explained everything in great detail but also in a way that would be easy to understan. I have people already asking about who my loan officer was and I have told them about the amazing job Ms. Kim has done for my family. She did an...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you so very much, Nonita! I am so excited for you and Justin! I am always here to help however I can. Wishing you many wonderful new memories in your new home!!
Very quick and effective. Very personable.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Georgia! Hope to see you soon!
Very professional and quick to handle our needs for short escrow. Kept communication going for every step of the process
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Dennis and Liz! I appreciate your feedback and look forward to staying in touch. Welcome to Niceville!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)
Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender