

Kim Nacchia
Loan Consultant | NMLS # 2118901


Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Kim knew what she was talking about! That's refreshing now days! She was kind and prompt in all responses! Will use her again and recommend her to any family, friends or colleagues!!!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Rosi! It was a pleasure working with you and Bob! Congratulations on your beautiful new home and wishing you many happy new memories on Meadow Lane!!
It was such process none of us had been through before but we sll all made it throug, the whole team was always on top of their game, will recommend them to all my friends and family
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Ron! We area all thrilled for you and Deanna! Always here if I can help with anything!!
Kim was absolutely incredible to work with! From start to finish she made the entire loan process smooth, stress-free, and easy to understand. She was always available to answer my questions, explained everything clearly, and went above and...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much for your amazing review, Kris! I appreciate your trust throughout the process. Enjoy your fabulous new home! Always here if I can help!
Kim was exceptional at keeping us informed about all the developments, weaving a transparent thread of communication that connected us throughout the process. Thanks to her diligent efforts and keen awareness of work-related matters, she skillfully...
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Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you so much for your kind words, Jorge. I greatly appreciate hearing that the communication was clear and that everything progressed efficiently. It's very important to me that my clients feel well-informed and supported throughout the...
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Kim Nacchia has received a review with 5 star rating from Lisa H
Reply from Owner
September 23rd, 2025 11:24 PM
Thank you, Lisa! I am always here to help with anything that comes up!!
She kept us in the know. Was always cheerful! Quick to close.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Lisa!! I hope everything is great at the condo! Thanks for allowing me to assist with your purchase and I am always here to help with whatever I can. Have a great rest of the year and thanks again!
Kim was great to work with. Application to closing in under 30 days. She was also able to beat my credit unions rate and costs.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much for the review, Jeremy! It was great working with you and I appreciate your giving me a shot. If any questions come up just let me know, I am always here to help. Welcome to Florida!!! :-)
Kim Nacchia has received a review with 5 star rating from Kayla
Reply from Owner
September 23rd, 2025 11:25 PM
Hi Kayla! I hope you are doing great! If any questions come up about your loan please let me know, ************, I am always here to help!
Kim was always very accommodating and answered questions in a timely manner. she made the whole process very easy and we were very pleased with our experience.
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thanks so much, Kayla! It was great working with you and Gracie! I am always here to help if any questions come up. I hope your move-in goes smoothly and I will stay in touch. Thanks again!!
Kim is proactive keeping everyone involved informed. She is punctual and easy to work with and is concious in getting the loan completed as quickly as possible!
Reply from Kim Nacchia
January 19th, 2026 04:56 PM
Thank you for your review.
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)

Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender