

Kim Nacchia
Loan Consultant | NMLS # 2118901


Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Kim was very clear when explaining aspects of the lending process to us. She was understanding when it came to our personal situation. She was patient with us when we had questions. She would listen to our questions or concerns and clearly...
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Kim was very knowledgeable and helped us throughout the entire process.
Kim was a great communicator and very thorough . Made a confusing process very clear and pleasant
Kim was wonderful and we are so happy we worked with her for our loan needs!
Thank you so much, Kim!!! You made everything so easy and seamless and we felt well taken care of. We definitely hope to do business with you in the future and plan to recommend you to anyone we know!
Reply from Kim Nacchia
June 24th, 2026 05:52 PM
Thanks so much,Taylor! It was great working with you and Bobby! I really appreciate your trust and your being the best borrowers ever! If any questions come up please lmk. Enjoy your fabulous new home and thanks again!!
Kim from the very beginning treated me like a family member, and I could tell she genuinely cared about me and making sure that I received the best care possible. As a first time homebuyer, I was definitely nervous and had a myriad of questions....
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Reply from Kim Nacchia
June 16th, 2026 12:08 PM
Hi Inkoo! Thank you so very much for your kind words. It was a pleasure having the opportunity to work with you and I appreciate your patience throughout the whole process. Working with you was like working with a family memeber and now we're...
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Kim worked diligently with the customer for months while he was in Europe educating him on the process and getting him the best rate possible. She went beyond the "call of duty" and my buyer is so happy with his new home .... the title company...
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Reply from Kim Nacchia
June 14th, 2026 03:31 PM
Thank you for the review, I look forward to helping many more of your clients. :-)
Kim responded very quickly and was easy to work with!
Reply from Kim Nacchia
June 11th, 2026 11:06 PM
Thanks for the review Gregory! I hope everything is going well with your new home! I am always here to help with any questions!! Have a great summer!
Very helpful during the whole process.
Reply from Kim Nacchia
June 8th, 2026 05:39 PM
Thank you for your review, Pamela! I am here if any questions come up regarding your mortgage moving forward. Thanks again for choosing to work with me, it is greatly appreciated!
Kim your a great loan consultant. Knowledgeable, hardworking and cares about the client's. I am looking forward to many more transactions together. Thank you!
Reply from Kim Nacchia
June 2nd, 2026 06:05 PM
Hi Sharon,
Thank you so much for your kind review. I feel the same about you, it was a pleasure working with you and I look forward to the next opportunity. Thanks again, Sharon!!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)

Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender