
Kim Nacchia
Loan Consultant | NMLS # 2118901

Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w...... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours(Open now)
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Reviews from Web
Kim your a great loan consultant. Knowledgeable, hardworking and cares about the client's. I am looking forward to many more transactions together. Thank you!
Reply from Kim Nacchia
June 2nd, 2026 06:05 PM
Hi Sharon,
Thank you so much for your kind review. I feel the same about you, it was a pleasure working with you and I look forward to the next opportunity. Thanks again, Sharon!!
The entire process was smooth and seamless. Kim kept us informed throughout the process. She was wonderful to work with!
Reply from Kim Nacchia
April 30th, 2026 12:48 PM
Thanks so much, Christi! It was wonderful working with you and Adrian, too!! Cheers to many happy new memories on Bone Bluff Drive!!! :-)
Thanks Kim for making the transaction smooth.
Reply from Kim Nacchia
April 29th, 2026 02:23 PM
Thank you and you are welcome, Adrian! You and Christi certainly helped make for the smooth process! Always here if you guys ever need anything.
Got us the best rates! Amazing credits! Always easy to reach. she's great!
Reply from Kim Nacchia
April 20th, 2026 06:55 PM
Thanks so much, Sarah! It was wonderful working with you and Sean! Always here if you need anything. Wishing you many happy new memories in your new home!
Kim worked so hard to get us the best deal possible! she answered all of our questions and was on top of everything!! This was mine and my wife's first time buying a home and she made the process so easy to understand and so fun. I hope if...
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Reply from Kim Nacchia
April 20th, 2026 06:59 PM
Thanks so much, Sean!! You and Sarah made it fun for ME!!! I am always here to help with anything I can. I am so happy for you both and wishing you all the best on Kapok Dr.!!
PS. I am lisenced in other states, too! wink wink :-)
Kim is a true professional .......responsive, reliable, proacive and adaptable. We were able to close much earlier than anticipated on the Patrick's closing.
Reply from Kim Nacchia
April 20th, 2026 06:56 PM
Thank you!
Kim always has a great attitude, is very responsive, and just a pleasure to work with. She makes the whole process simple and easy.
Reply from Kim Nacchia
April 7th, 2026 09:54 PM
Thanks so much for your review, Neile! I greatly appreciate having had the opportunity to work with you and Travis again! Wishing you and yours a wonderful rest of 2026!
smooth process, will be sending a 3rd property for review.
Reply from Kim Nacchia
February 10th, 2026 03:05 PM
Thanks so much for trusting me with your investments, David. I appreciate your and Michelle's partnership and thank you for the reveiw!
he best that we have ever dealt with! We have done several refinances with her and she has been on top of everything throughout the whole process. She is a great communicator and keeps us informed of the timeline. She is very knowledgeable...
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Reply from Kim Nacchia
February 10th, 2026 03:07 PM
Thanks so much for the kind review, Michelle! I greatly appreciate your and David's trust and partnership!
Kim Nacchia has received a review with 5 star rating from Robert F
Reply from Owner
September 30th, 2025 10:38 PM
Thank you, Bob! It was a pleasure working with you and Rosi. Welcome to Florida and always here if you need anything!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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209
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)

Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender