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Kim Nacchia - Loan Consultant | NMLS # 2118901 in Destin, FL

Kim Nacchia

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Loan Consultant | NMLS # 2118901

Emerson College
Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w...... Show More
Emerson College
Emerson College
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours(Open now)
Overall Ratings
4.99
(128)
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Reviews from Web
  • 5.0
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    Sharon B
    Posted on June 2nd, 2026 02:49 AM
    Kim your a great loan consultant. Knowledgeable, hardworking and cares about the client's. I am looking forward to many more transactions together. Thank you!
    Reply from Kim Nacchia
    June 2nd, 2026 06:05 PM
    Hi Sharon, Thank you so much for your kind review. I feel the same about you, it was a pleasure working with you and I look forward to the next opportunity. Thanks again, Sharon!!
  • 5.0
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    Christine T
    Posted on April 30th, 2026 12:19 PM
    The entire process was smooth and seamless. Kim kept us informed throughout the process. She was wonderful to work with!
    Reply from Kim Nacchia
    April 30th, 2026 12:48 PM
    Thanks so much, Christi! It was wonderful working with you and Adrian, too!! Cheers to many happy new memories on Bone Bluff Drive!!! :-)
  • 5.0
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    Adrian T
    Posted on April 29th, 2026 02:12 PM
    Thanks Kim for making the transaction smooth.
    Reply from Kim Nacchia
    April 29th, 2026 02:23 PM
    Thank you and you are welcome, Adrian! You and Christi certainly helped make for the smooth process! Always here if you guys ever need anything.
  • 5.0
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    Sarah P
    Posted on April 20th, 2026 01:30 PM
    Got us the best rates! Amazing credits! Always easy to reach. she's great!
    Reply from Kim Nacchia
    April 20th, 2026 06:55 PM
    Thanks so much, Sarah! It was wonderful working with you and Sean! Always here if you need anything. Wishing you many happy new memories in your new home!
  • 5.0
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    Grover P
    Posted on April 20th, 2026 01:26 PM
    Kim worked so hard to get us the best deal possible! she answered all of our questions and was on top of everything!! This was mine and my wife's first time buying a home and she made the process so easy to understand and so fun. I hope if...
    read more
    Reply from Kim Nacchia
    April 20th, 2026 06:59 PM
    Thanks so much, Sean!! You and Sarah made it fun for ME!!! I am always here to help with anything I can. I am so happy for you both and wishing you all the best on Kapok Dr.!! PS. I am lisenced in other states, too! wink wink :-)
  • 5.0
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    Joe N
    Posted on April 20th, 2026 01:05 PM
    Kim is a true professional .......responsive, reliable, proacive and adaptable. We were able to close much earlier than anticipated on the Patrick's closing.
    Reply from Kim Nacchia
    April 20th, 2026 06:56 PM
    Thank you!
  • 5.0
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    Neile T
    Posted on April 5th, 2026 12:38 PM
    Kim always has a great attitude, is very responsive, and just a pleasure to work with. She makes the whole process simple and easy.
    Reply from Kim Nacchia
    April 7th, 2026 09:54 PM
    Thanks so much for your review, Neile! I greatly appreciate having had the opportunity to work with you and Travis again! Wishing you and yours a wonderful rest of 2026!
  • 4.75
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    D
    David S
    Posted on February 10th, 2026 02:58 PM
    smooth process, will be sending a 3rd property for review.
    Reply from Kim Nacchia
    February 10th, 2026 03:05 PM
    Thanks so much for trusting me with your investments, David. I appreciate your and Michelle's partnership and thank you for the reveiw!
  • 5.0
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    M
    Michelle S
    Posted on February 10th, 2026 01:12 PM
    he best that we have ever dealt with! We have done several refinances with her and she has been on top of everything throughout the whole process. She is a great communicator and keeps us informed of the timeline. She is very knowledgeable...
    read more
    Reply from Kim Nacchia
    February 10th, 2026 03:07 PM
    Thanks so much for the kind review, Michelle! I greatly appreciate your and David's trust and partnership!
  • 5.0
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    R
    Robert F
    Posted on September 30th, 2025 05:19 PM
    Kim Nacchia has received a review with 5 star rating from Robert F
    Reply from Owner
    September 30th, 2025 10:38 PM
    Thank you, Bob! It was a pleasure working with you and Rosi. Welcome to Florida and always here if you need anything!
  • 10 of 128
    About
    I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Mortgage Rate Shopping Assistance
    Specialities
    mortgage lending
    purchase
    refinance
    conventional loan
    va loan
    fha loan
    reverse mortgage
    construction loan
    View All
    209
    /850
    Search Rank Score
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    Education
    • Emerson College
      Mass Communication/Media Studies
      Bachelor of Applied Science (BAS)
      Emerson College logo
    Memberships
    • Emerald Coast Assocation of Realtors
    • Florida Housing Approved
    • Licensed in FL, AL, LA, TN, GA
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 2118901
    Achievements
    • Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
    • Licensed in FL, LA, AL, TN, GA
    • Million Dollar Circle
    Hobbies
    • IU Hoosiers
    • Travel
    • Sports
    • View All
    Disclaimer
    Equal Housing Lender