Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
It was nothing that Karissa did or anyone over at Stock Yard Bank. I had a lot of issues with my realtor. He was new and I was his 1st client and he wasn’t very knowledgeable and was always giving me misleading information or information that...
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Reply from Karissa Espinosa
September 7th, 2023 09:05 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
Too many people wanting the same paperwork
Reply from Karissa Espinosa
August 22nd, 2023 07:11 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
The was there to answer any question
Reply from Karissa Espinosa
August 22nd, 2023 07:08 PM
I enjoyed working with you. Thanks for the great feedback.
Karissa and her team did everything possible to make my loan application process and eventual closing as easy as possible. Communication was clear, concise and prompt between myself and her team, and my questions were always answered in a manner...
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Reply from Karissa Espinosa
August 19th, 2023 10:40 PM
I really appreciate the feedback and am looking forward to working with you again.
Consistent, and efficient communication. Always positive and helpful with any questions I had. This was my first time purchasing a home, and I would recommend Stock Yards to a friend based on the great experience I had with Karissa.
Reply from Karissa Espinosa
July 24th, 2023 10:17 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Being a first time homebuyer, Karissa helped me with each step of the process. I was overwhelmed in the beginning, but she worked with me and eased my stress.
Reply from Karissa Espinosa
July 19th, 2023 05:31 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Experience with Karissa was 10/10. She answered the questions we had usually within the hr if not right away. Which worked well for us since this was our first time going through the process. So the quick response to the many questions we had...
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Reply from Karissa Espinosa
July 11th, 2023 10:42 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Karissa was very enjoyable to work with. She has a positive attitude and is extremely helpful with anything you may run into!
Reply from Karissa Espinosa
June 27th, 2023 01:51 PM
Thank you so much Alexis! You were such a pleasure to work with! I hope you're still loving your home!
Poor and not efficient communication. Had to work this loan with 4 people and sent duplicates of required documents. It was confusing.
Reply from Karissa Espinosa
June 24th, 2023 01:38 PM
I'm sorry you did not have a great experience. Nothing is more important than delivering great customer experiences. A manager from our staff will be reaching out soon.
Being able to buy the house
Reply from Karissa Espinosa
June 23rd, 2023 11:22 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender