Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
Better communication
Reply from Karissa Espinosa
June 22nd, 2023 10:21 AM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
To be more specific when the owner asked to do a 2nd appraisal. In confidence we were directed and coached through the process with ease! Very much appreciated.
Reply from Karissa Espinosa
June 21st, 2023 03:27 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Karissa was always available to answer my questions and eliminate an unnecessary concerns. She would get back to my promptly and was always very professional. I had had a great experience!
Reply from Karissa Espinosa
June 20th, 2023 02:40 PM
Thank you so much for your kind words Toni! I'm always here to help!
Prompt communication and great customer service.
Reply from Karissa Espinosa
June 20th, 2023 02:15 PM
Thank you so much Christopher! I hope you are loving your new home!
Karissa always answered any questions and took time to make sure I understood what was going on!
Reply from Karissa Espinosa
June 20th, 2023 02:15 PM
Thank you so much Katelyn! I hope you're loving your new home and settled in well!
Karissa was great to work with and was easily accessible. What I thought would be a daunting task of purchasing my first home was made easier due to her expertise.
Reply from Karissa Espinosa
June 20th, 2023 01:05 PM
Thank you so much Jacob! You and Kaitlyn were an absolute pleasure to work with! I hope you all love your new home!
Better communication
Reply from Karissa Espinosa
June 21st, 2023 12:36 PM
I'm sorry to hear about your experience. We want you to know that it's important for us to deliver excellent service, and we take your review seriously. A manager from our staff will be reaching out soon.
Karissa was fantastic and helped us with everything we needed. I would 100% recommend!
Reply from Karissa Espinosa
June 20th, 2023 12:01 PM
Thank you so much Anthony! It was so great to work with you! I hope you are loving your new home!
Karissa was awesome! As a first time home buyer she was there for me every step of the way! Im very glad I got to work with her, and will do so the next time I buy a home.
Reply from Karissa Espinosa
June 20th, 2023 12:01 PM
Thank you so much Matt! It was so great to work with you! I hope you are loving your new home!
Any questions we had were immediately answered
Reply from Karissa Espinosa
June 20th, 2023 12:01 PM
Thank you so much Joseph! It was so great to work with you! I hope you are loving your new home!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender