Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
Just a long stressful process.
Reply from Karissa Espinosa
November 7th, 2023 01:04 PM
It was great working with you. Thanks again for putting your trust in us.
It was a fast preset she told ever I needed to do she worked with me and I got the grant loan quickly it was a great
Reply from Karissa Espinosa
November 2nd, 2023 02:28 PM
I really appreciate the feedback and am looking forward to working with you again.
No issues from start to finish
Reply from Karissa Espinosa
October 6th, 2023 12:44 PM
Thank you so much Anthony! Your refinance was very quick and smooth, I'm glad you felt that on your end as well! If you ever need anything, SYB is here to help!
Our experience with Karissa and her team was fantastic! If you find yourself lost and need guidance, Karissa and her team will do anything to make sure the process is as stress free as possible! For this being our first time buying a home I...
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Reply from Owner
February 26th, 2024 12:00 AM
Thank you so much Brayan! I hope you are still loving your home!
The great service that was provided to us! They made things that you would think are super complex into a smooth and pretty stress free experience! Karissa and her team do a wonderful job to answer all the questions that the common person would...
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Reply from Karissa Espinosa
October 3rd, 2023 12:14 PM
Thank you so much Brayan and congrats again on your first home! The process went smooth because you asked questions when you had them, you trusted me and my team, and you provided documents quickly! Buying a home is a team effort and we are...
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If it is your first time purchasing a home, they will find you the best loan or program to go through. If I had questions about anything she would try to answer it even if she wasent at the office or after hours. Made me feel comfortable about...
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Reply from Karissa Espinosa
September 22nd, 2023 01:23 PM
Thank you so much Daniel and again, congrats on purchasing your first home! You have made an incredible investment that is going to help set your family up for financial success!
Karissa was absolutely! The communication was top-notch, she responded to every question that I had in a timely manner. She explained exactly what I needed to do and when it needed to be done. My real estate agent recommended her. I would gladly...
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Reply from Karissa Espinosa
September 18th, 2023 01:22 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Our agent, Karissa Espinosa. Karissa (and her team) were incredibly prompt in their communication with us. This helped us close on time in a situation that was very right. Carissa and the team did an incredible job. They helped us jump several...
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Reply from Karissa Espinosa
September 11th, 2023 06:08 PM
Thank you so much David! I greatly appreciate your feedback! I look forward to working with you and Christal in the future!
Karissa goes the extra mile!
Reply from Karissa Espinosa
September 11th, 2023 03:09 AM
I really appreciate the feedback and am looking forward to working with you again.
Karissa was absolutely awesome and was there anytime I had any concerns or questions which I had a lot of. None of my issues was anything that Karissa did. I had problems with my realtor being new and not knowing the answers to any of my questions...
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Reply from Karissa Espinosa
September 11th, 2023 06:08 PM
Thank you so much Scott! I really appreciate your great feedback and look forward to working with you in the future!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender