

Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273

Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
I needed to slow down after my BIG move and my first home purchase. THANK YOU Karissa! My experience was nothing short of perfection! Can you believe we closed in the speed we did?! As an extremely nervous first time buyer, my experience was...
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Reply from Karissa Espinosa
June 27th, 2023 01:53 PM
Sara, thank you so much for putting your trust in me with such a tight time frame! You were a rockstar of a client and we couldn't have gotten it done without your promptness!
We never thought we would be able to afford a home let alone qualify for one. Once we got in contact with Karissa she immediately began planning out our viable options and providing the guidance we needed. Before choosing her as our lender...
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We never thought we would be able to afford a home let alone qualify for one. Once we got in contact with Karissa she immediately began planning out our viable options and providing the guidance we needed. Before choosing her as our lender...
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This is the SECOND time Karissa has helped me with purchasing a home and I can’t say enough good things about her work. She made the entire process as easy as possible and answered all questions I had. She went above and beyond to ensure we...
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Karissa provided us with the best lender experience we have ever had. From the beginning to the end she was so attentive even at times when she wasn’t supposed to be on the clock. We were able to get to closing in just three weeks. She was...
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Karissa is the best! She made the process so quick and easy. She was very helpful, and made sure I was always in the loop. I highly recommend her for all your housing needs😊
Due to numerous delays from the builder Karissa ended up working on my file for over a year. She kept in touch during this period and ensured it all went well.
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Outstanding communication and support. A great home buying experience in a less than ideal market.
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa was very helpful and made the experience great!
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
The way that the people treated me and explained everything to me.
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender