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Karissa Espinosa - Mortgage Loan Officer | NMLS 1455273 in New Albany, IN

Karissa Espinosa

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Mortgage Loan Officer | NMLS 1455273

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Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • facebook
    S
    Sara B
    Posted on August 1st, 2022 05:32 PM
    I needed to slow down after my BIG move and my first home purchase. THANK YOU Karissa! My experience was nothing short of perfection! Can you believe we closed in the speed we did?! As an extremely nervous first time buyer, my experience was...
    read more
    Reply from Karissa Espinosa
    June 27th, 2023 01:53 PM
    Sara, thank you so much for putting your trust in me with such a tight time frame! You were a rockstar of a client and we couldn't have gotten it done without your promptness!
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    Boon D
    Posted on July 30th, 2022 12:53 AM
    We never thought we would be able to afford a home let alone qualify for one. Once we got in contact with Karissa she immediately began planning out our viable options and providing the guidance we needed. Before choosing her as our lender...
    read more
  • Zillow
    B
    Btrdemuth
    Clarksville, IN
    Posted on July 29th, 2022 12:00 AM
    We never thought we would be able to afford a home let alone qualify for one. Once we got in contact with Karissa she immediately began planning out our viable options and providing the guidance we needed. Before choosing her as our lender...
    read more
  • Zillow
    D
    Darrianmcduffy
    Clarksville, IN
    Posted on July 29th, 2022 12:00 AM
    This is the SECOND time Karissa has helped me with purchasing a home and I can’t say enough good things about her work. She made the entire process as easy as possible and answered all questions I had. She went above and beyond to ensure we...
    read more
  • Zillow
    K
    Kaycee N
    Clarksville, IN
    Posted on July 27th, 2022 12:00 AM
    Karissa provided us with the best lender experience we have ever had. From the beginning to the end she was so attentive even at times when she wasn’t supposed to be on the clock. We were able to get to closing in just three weeks. She was...
    read more
  • Zillow
    A
    Allyson R
    New Albany, IN
    Posted on July 27th, 2022 12:00 AM
    Karissa is the best! She made the process so quick and easy. She was very helpful, and made sure I was always in the loop. I highly recommend her for all your housing needs😊
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    M
    Matthew L
    Posted on May 11th, 2022 11:53 AM
    Due to numerous delays from the builder Karissa ended up working on my file for over a year. She kept in touch during this period and ensured it all went well.
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Jennifer H
    Posted on May 9th, 2022 09:16 AM
    Outstanding communication and support. A great home buying experience in a less than ideal market.
    Reply from Karissa Espinosa
    June 20th, 2023 12:08 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Jennifer A
    Posted on May 8th, 2022 02:35 PM
    Karissa was very helpful and made the experience great!
    Reply from Karissa Espinosa
    June 20th, 2023 12:08 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Joann B
    Posted on March 18th, 2022 01:31 PM
    The way that the people treated me and explained everything to me.
    Reply from Karissa Espinosa
    June 20th, 2023 12:08 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    About
    Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Lending
    FHA Mortgages
    Portfolio Mortgages
    Conventional Mortgages
    USDA / RHS Mortgages
    Right at Home 100% Financing Mortgages
    Indiana Housing Down Payment Assistance Mortgages
    Kentucky Housing Down Payment Assistance Mortgages
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    Memberships
    • Mortgage Bankers of Louisville
    • 1si - One Southern Indiana Chamber of Commerce
    • Habitat for Humanity Women's Build Committee Clark and Floyd
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    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1455273
    Achievements
    • Top 10 LO's with Stock Yards Bank 3 years in a row.
    Hobbies
    • Photography
    • OneWheels
    • Outdoors / Nature
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    Disclaimer
    2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender