

Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273

Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
From the moment I messaged Karissa it was spot on. She was beyond helpful and very prompt with responses. She made me feel like I was her top priority. We found our dream home and she did what she does best to get is that house. She made it...
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Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Anytime I had a question, she was quick to respond and address any concerns I had. She made the home buying process SUPER easy! What a great experience!!!
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
smooth process
I don’t know what to say sorry
Reply from Karissa Espinosa
June 20th, 2023 12:16 PM
No worries! I appreciate the time for the review and so thankful we got you into a home!
The replies to my inquires were pretty prompt but not very personal (all email replies). I think it would be better to actually speak to a human. I think that most people that are in the middle of a mortgage process need the actual reassuring...
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Karissa was amazing from start to finish. She had excellent communication and always kept us in the loop of things. We can’t thank Karissa enough for helping us buy our first home!
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
The response time and the communication
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
You all made sure I understood everything, and were happy to answer any questions.
Reply from Karissa Espinosa
June 20th, 2023 12:08 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Super easy process. Karissa was very accommodating and efficient.
Reply from Karissa Espinosa
June 20th, 2023 12:17 PM
Thank you so much! It was so great to work with you! I hope you are loving your home!
Working With Karissa was awesome! Very professional, kept us in the loop with everything that was going on during the closing process.
Reply from Karissa Espinosa
June 20th, 2023 12:17 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender