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Karissa Espinosa - Mortgage Loan Officer | NMLS 1455273 in New Albany, IN

Karissa Espinosa

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Mortgage Loan Officer | NMLS 1455273

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Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • Zillow
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    Madisson K
    New Albany, IN
    Posted on November 11th, 2022 12:00 AM
    Karissa was amazing to work with. Always kept me updated on my loan and got me in with $0 in closing costs! My rate was lower than usual for the market and I love my new home!
  • Zillow
    R
    Rochaellbaker123
    Lexington, IN
    Posted on November 11th, 2022 12:00 AM
    She was awesome, answered every question we had. Let us text when needed and kept us in the loop of everything. Would highly recommend to anyone! Karissa and our realtor made a great team for us!
  • Zillow
    C
    Chamm1964
    New Albany, IN
    Posted on November 11th, 2022 12:00 AM
    Karissa Espinoza Was awesome !she kept me up-to-date through the whole process .everything worked out very well … If you’re looking for a home loan definitely reach out to Miss Espinoza
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    Katelyn H
    Posted on September 20th, 2022 02:26 PM
    Karissa was very nice to work with and to talk to. She was helpful and answered any questions. This is my first home buying experience and it was super easy and overall a great experience.
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Courtney J
    Posted on September 16th, 2022 02:22 AM
    East communication, knowledgeable, friendly!
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Blaire A S
    Posted on September 15th, 2022 07:42 PM
    Not only do I see how hard Karissa works daily and tries to get every loan she can to the closing table but she personally helped me and was fantastic and it was a stress free process and she did what all she could. We strive to close every...
    read more
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    Holly L
    Posted on September 14th, 2022 03:51 PM
    Karissa made everything so easy and effortless. She was very helpful when I had questions and straightforward with what she needed from me to keep the process moving along smoothly. She is so kind and was great to work with
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Lauren I
    Posted on September 13th, 2022 01:11 AM
    Karrisa was very communicative, answered all my questions (I had a lot). She was easy to talk to and always made me feel like I was in good hands. Would definitely close another loan with Karissa!
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Andrey K
    Posted on August 28th, 2022 03:27 PM
    We had an awesome experience with Karissa, everything went very smooth!
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    Kateland S
    Posted on August 28th, 2022 12:54 PM
    Karissa is a head and shoulders above the rest. She is on task every time the ball is in her court and made homebuying easy at every turn with her knowledge and experience!
    Reply from Karissa Espinosa
    June 20th, 2023 12:07 PM
    Thank you so much! It was so great to work with you! I hope you are loving your new home!
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    About
    Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Lending
    FHA Mortgages
    Portfolio Mortgages
    Conventional Mortgages
    USDA / RHS Mortgages
    Right at Home 100% Financing Mortgages
    Indiana Housing Down Payment Assistance Mortgages
    Kentucky Housing Down Payment Assistance Mortgages
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    What is the Search Rank Score®?
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    Memberships
    • Mortgage Bankers of Louisville
    • 1si - One Southern Indiana Chamber of Commerce
    • Habitat for Humanity Women's Build Committee Clark and Floyd
    • View All
    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1455273
    Achievements
    • Top 10 LO's with Stock Yards Bank 3 years in a row.
    Hobbies
    • Photography
    • OneWheels
    • Outdoors / Nature
    • View All
    Disclaimer
    2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender