

Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273

Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
Karissa was amazing to work with. Always kept me updated on my loan and got me in with $0 in closing costs! My rate was lower than usual for the market and I love my new home!
She was awesome, answered every question we had. Let us text when needed and kept us in the loop of everything. Would highly recommend to anyone! Karissa and our realtor made a great team for us!
Karissa Espinoza Was awesome !she kept me up-to-date through the whole process .everything worked out very well … If you’re looking for a home loan definitely reach out to Miss Espinoza
Karissa was very nice to work with and to talk to. She was helpful and answered any questions. This is my first home buying experience and it was super easy and overall a great experience.
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
East communication, knowledgeable, friendly!
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Not only do I see how hard Karissa works daily and tries to get every loan she can to the closing table but she personally helped me and was fantastic and it was a stress free process and she did what all she could. We strive to close every...
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Karissa made everything so easy and effortless. She was very helpful when I had questions and straightforward with what she needed from me to keep the process moving along smoothly. She is so kind and was great to work with
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karrisa was very communicative, answered all my questions (I had a lot). She was easy to talk to and always made me feel like I was in good hands. Would definitely close another loan with Karissa!
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
We had an awesome experience with Karissa, everything went very smooth!
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa is a head and shoulders above the rest. She is on task every time the ball is in her court and made homebuying easy at every turn with her knowledge and experience!
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender