Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
Karissa proved to have us covered on different situations. She provided all the confidence we needed to move forward! Thank you!
Reply from Karissa Espinosa
June 20th, 2023 12:06 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Really helpful in situations where I was confused
Reply from Karissa Espinosa
June 20th, 2023 12:06 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
I really appreciated how Karissa was on top of everything in such a short time to get it done!
Thank you soo much Karissa!!
Reply from Karissa Espinosa
June 20th, 2023 12:06 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
We had a great experience working with Karissa purchasing our first investment property! Rental property is new for us and Karissa walked us through the process and patiently answered all our questions.
Reply from Karissa Espinosa
June 20th, 2023 12:06 PM
Thank you so much! It was so great to work with you! I hope you are loving your investment property!
Karissa was consistent and kept me on track with patience.
I appreciate her hard work and will recommend her to anyone looking to buy a home.
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa was very responsive and easy to communicate with
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
The process was handled great . I was informed at all times what was going on with the loan process every thing was done electronically also speeds up things up .over all great experience with loan officer and realtor
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Was able to help me as if I was family and that was felt and appreciated
Reply from Karissa Espinosa
June 20th, 2023 12:07 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa was amazing to work with. Always kept me updated on my loan and got me in with $0 in closing costs! My rate was lower than usual for the market and I love my new home!
She was awesome, answered every question we had. Let us text when needed and kept us in the loop of everything. Would highly recommend to anyone! Karissa and our realtor made a great team for us!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender