Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Quick closing
Reply from Karissa Espinosa
June 20th, 2023 12:15 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Everyone at Stock Yards Bank took time to know me as a person, even though I was a new customer. It felt great to walk into the Jeffersonville Branch, and everyone would greet me. Karissa was wonderful, keeping me informed about the refinancing...
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Reply from Karissa Espinosa
June 20th, 2023 12:04 PM
Thank you Kirk! You were such a wonderful person to work with and getting your refinanced closed was a pleasure of mine!
My great deal!
Reply from Karissa Espinosa
June 20th, 2023 12:15 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa was fast when it came to replies and very helpful when it came to things we needed to get done or look into.
Reply from Karissa Espinosa
June 20th, 2023 12:15 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
I could ask any questions, break downs if needed. I could text or call
Reply from Karissa Espinosa
June 20th, 2023 12:15 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa was very polite she answered all my questions in a timely manner. And the overall experience working with her was beyond great!
Reply from Karissa Espinosa
June 20th, 2023 12:05 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Our loan officer was fantastic. The bank itself needs to get their act together. We had me mess after another!!
Reply from Karissa Espinosa
June 20th, 2023 12:16 PM
Thank you for the kind words Jeremiah! I know we ran into a few hurdles with your deals, but so glad we were able to get you to the closing table! It was a learning experience and we as a bank have grown from this! I appreciate your honest...
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The communication was not good. A few times, I had reached out to Karissa and didn’t receive a response for hours, but in that span of time, she was posting on Facebook, trying to advertise for new business. The Right At Home program was really...
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Karissa did everything she could to help me and my wife throughout the process and answered questions quickly and effectively.
Reply from Karissa Espinosa
June 20th, 2023 12:06 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Everything! we have no complaints at all, Karissa was very thorough with everything and kept us in the loop about anything we asked about or anything that changed or needed to change etc. Would Highly recommend her to anyone!
Reply from Karissa Espinosa
June 20th, 2023 12:06 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender