

Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273

Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Reviews from Web
The process was smooth and all the finance language was broken down for us to understand. We are pleased with the guidance we received to make best decisions regarding the loan.
Reply from Karissa Espinosa
June 20th, 2023 12:02 PM
Thank you so much Apoorva! I hope you all are loving your new home!
Karissa was awesome to work with. She is fast and diligent with her transactions. She is very knowledgeable and a mortgage expert. I highly recommend her!
Reply from Karissa Espinosa
February 26th, 2024 04:40 PM
Thank you so much Tony! I hope you are still loving things!
Karissa, was so fast and diligent with this transaction. She's a pro and ready for advancement within Stock Yards!
Reply from Karissa Espinosa
June 20th, 2023 12:02 PM
Thank you so much Antonia! I appreciate your kind words!
Karissa was awesome to work with. She is fast and diligent with her transactions. She is very knowledgeable and a mortgage expert. I highly recommend her!
Reply from Owner
February 26th, 2024 12:00 AM
Thank you so much Tony! I hope you are still loving things!
Great Communication!!
Reply from Karissa Espinosa
June 20th, 2023 12:15 PM
Thank you so much! It was so great to work with you! I hope you are loving your new home!
Karissa was really quick to respond and fixed a lot of situations during the whole loan process
Reply from Karissa Espinosa
June 20th, 2023 12:03 PM
Thanks Kameron! My goal is to always get my borrowers to the closing table!
Just a great overall experience!
Reply from Karissa Espinosa
June 20th, 2023 12:03 PM
Thanks so much Kelsey! So glad you had a great experience!
Karissa was amazing! She made this process as easy and stress free as possible!
Reply from Karissa Espinosa
June 20th, 2023 12:03 PM
Thank you Mackenzie! I hope you are loving your new home!
Karissa was extremely helpful with my first home purchase! She very clearly defined all of the steps I needed to take before each stage of the process. Karissa also answered all of the questions I had in a very quick manner, which was so helpful....
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Reply from Karissa Espinosa
June 20th, 2023 12:03 PM
Thank you so much Caleb! I am so glad you were happy with your experience! You were such a pleasure to work with!
Karissa went above and beyond it making sure I got the best deal and interest rates.
Reply from Karissa Espinosa
June 20th, 2023 12:04 PM
Thank you so much Kelly! I absolutely loved working with you!
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender