Ken Jarosz
Loan Originator
Ken Jarosz is an experienced mortgage professional with more than 20 years of lending expertise and deep roots in Northwest Florida. Having lived in the area for over five decades, he combines extensive local market knowledge with a strong ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ken was always very willing and available to answer questions and offer insight through text/call/in person.
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Thank you so much for sharing that feedback — I truly appreciate it. It was a pleasure working with you, and I’m always here if you need anything in the future.
Very communicative and made the entire experience easy for me. Historically, this was not a pleasant journey, but Ken made this one great.
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Jes, Thank you for the kind words. It was a pleasure working with you. Ken
Great working with you a second time!
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Connie,
Thank you so much! I really do enjoy repeat clients. You are the best.
I appreciate you,
Ken Jarosz
Ken was responsive and easy to get ahold of for questions throughout the mortgage process.
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Mandi, Thank you for the kind words. It was a pleasure working with you.
Ken
I had a great experience working with Ken at Waterstone Mortgage—he was knowledgeable, responsive, and made the entire process go smoothly.
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
Thank you so much for the kind words! It was truly a pleasure working with you. I’m glad to hear the process felt smooth and that you felt well taken care of—that’s always my goal. Don’t hesitate to reach out if you ever need anything in the...
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Ken was always looking out for my best interest and finding me the best rate
Reply from Ken Jarosz
June 17th, 2026 06:22 PM
I'm glad to hear that I was able to look out for your best interests and find you the best rate. Your satisfaction is my priority, and I appreciate your positive feedback. Please feel free to reach out if you need any further assistance.
Ken did an excellent job with our mortgage application. He kept us informed of everything we needed to provide and the status of the application. He was always available and personally answered our questions. His indefatigable support coupled...
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Reply from Ken Jarosz
June 17th, 2026 06:22 PM
I'm thrilled to hear that your mortgage application process was smooth and hassle-free. It was my pleasure to keep you informed and to be available to address your questions. Thank you for your kind words and recommendation.
Ken made what I thought was not a possibility a reality. I never dreamed that I'd be a homeowner, but thanks to Ken, I am.My husband passed away and I didn't know what I was going to do. My husband took care of everything concerning our house....
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Ken made what I thought was not a possibility a reality. I never dreamed that I'd be a homeowner, but thanks to Ken, I am.My husband passed away and I didn't know what I was going to do. My husband took care of everything concerning our house....
read more
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About
Ken Jarosz is an experienced mortgage professional with more than 20 years of lending expertise and deep roots in Northwest Florida. Having lived in the area for over five decades, he combines extensive local market knowledge with a strong background in all aspects of mortgage lending to help clients make confident home financing decisions. Ken specializes in conventional, FHA, VA, jumbo, second-home, investment property, and refinance loans, serving first-time homebuyers, military families, retirees, and seasoned homeowners alike. Known for his patient, educational approach and commitment to personalized service, Ken guides clients through every step of the mortgage process with clear communication and trusted expertise.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
VA Loans
Conventional loans
FHA loans
USDA Rural Housing loans
Condo financing
Condotel financing
Home Equity loans
HELOCS
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Positions
- Waterstone Mortgage - Loan OfficerMar 18th, 2024 - Current
- Mortgage One - Loan OfficerDec 31st, 2003 - Mar 4th, 2024
Memberships
- United States Bowling Association
- Freepokernetwork.com
- National Mortgage Licensing System NMLS#483172
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #483172
Awards
Achievements
- Emerald Coast Bowling Association Hall of Fame
Hobbies
- Bowling
- Golf
- Bar Texas Hold 'Em poker
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions