Ken Babineau
Branch Manager NMLS #2007035
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Ken took the time to talk with me one on one. That was huge.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thanks for the kind words, Brian. It was a pleasure working with you.
Ken was extremely helful at all times Transaction occurrd with out a hitch and at amazing speed He defines the word 'professional' Would definitely recommend to friends and family!!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your kind words! It truly means a lot to hear that you had such a smooth and positive experience. I’m really glad everything came together quickly and seamlessly for you. Your recommendation to friends and family is the...
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There were some issues with the county i live in and Ken stuck with me and found a lender who could work around the county problems. He was available by text 100% of the time, 7 days a week and I always felt that he was working for ME!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for this—I really appreciate it. I know the county issues were stressful, and I’m genuinely glad we were able to work through them together and find a lender that fit your needs. It means a lot to me that you felt supported...
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So simple and having access to text communication was great
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you—I really appreciate you taking the time to share that. I’m glad the process felt simple and that the text communication was helpful. Making things easy and accessible is always the goal.
Ken was a huge help in getting me through the application process and guiding me for what needed to be done. Communication was awesome....timely response the whole time. Thank you!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for the kind words—I really appreciate it. I’m glad I could help guide you through the application process and make things clearer along the way. You were great to work with, and I’m happy everything came together smoothly....
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Ken Babineau made my experience great. Ken is the epitome of professional. Further, he is very intelligent and clearly knows his business Though I'm betting he is busy, he made me feel like i I was his exclusive client. He not only went the...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Chad, thank you so much for this incredible review. It's very much appreciated. I enjoyed the time we spent together over the phone and getting to know you. I am always here for you if the need arises.
I had a complicated loan process and Ken was very patient and helpful throughout the proces.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Christina, we made it to the finish line together. Thank you for your efforts to get the necessary work done to complete the refinance. I really appreciate you.
Ken was great to work with and provided tremendous support when the notary process became difficult.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Hi Kevin, I know the notary presented some challenges, but I appreciate your sticking it out with me. We completed it successfully. I appreciate your responsiveness, and I really enjoyed working with you.
Ken made our lending experience from beginning to signing An easy experience . His walking thru all paperwork made it simplistic And look forward to working with him in other loans in the future . Thank you again Al and Anna Bojorquez
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much, Al and Anna. It truly means a lot to hear that your lending experience was smooth and easy from start to finish. I’m glad I could walk you through the paperwork and make the process feel simple and stress-free. It was a pleasure...
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Loved how he kept in communication with us and how all our questions were answered in a way we could understand. He made us feel very comfortable and completely earned our trust because he was open and honest no matter the situation. He made...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
James, thanks for trusting me through the process. It was so great getting to know you and your wife. I really appreciate the kind words and your business. Let me know if I can ever be of assistance in the future.
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About
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Home purchase
Home refinance
Home equity lines of credit
Home equity loans
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Positions
- West Capital Lending - Branch ManagerMay 7th, 2024 - Current
- loanDepot - Senior Mortgage BankerJul 20th, 2020 - Apr 22nd, 2024
Memberships
- Huntington Beach Planning Commissioner
- Nationwide Licensing
- California Department of Real Estate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 2007035
- DRE 02245272
Awards
Achievements
- Certificate of recognition, California State senate
- Certificate of Completion, Huntington Beachs's Citizens Academy
Hobbies
- Golf
- Bike riding
- The beach
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing