Ken Babineau
Branch Manager NMLS #2007035
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Its like working with an old trustworthy friend.
Reply from Ken the Mortgage Broker
December 10th, 2025 01:13 PM
It was so great working with you and helping to make your move to Florida and the purchase of your new home a reality.
Ken was always available by text, with instant response, which is more remarkable as he is three hours behine us. The information required for the loan was easily transferable thru West Cap's website portqal. No tax documents required, and...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Karen, it was so great getting to know you and working with you and Bob. I am glad we were able to get this done for you. The process through our portal really couldn't be easier, I agree. Thanks again, and let me know if I can ever answer...
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With the online system it saves a lot of works.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Yes, I agree, we do have a simple process. Thank you for trusting me to help with your finances. Let me know if I can ever be of assistance.
Ken made our experience great!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thanks, I really appreciate that! It was great working with you, and I'm happy I could help make everything simple and stress-free.
Ken worked with us to get a refi that worked within our parameters. End result will be saving us $700/month!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for the feedback. I truly appreciate it. I'm glad I was able to answer all your questions and make the process clear and easy for you. Congratulations on that monthly savings!
Ken was easy to talk to and down to earth. Very informative and answered all my questioned in a professional manner and attitude. He was Very knowledgeable of the loan industry and made the experience very smooth and easy to navigate.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for the kind feedback. I'm glad I could help, and I really appreciate you taking the time to share this.
He was patient took more time on my part ,pleasant to talk with some people rush all the time even talking will most definitely recommend.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you, George. It was a pleasure speaking with you and working with you to get this done. I hope you have a great holiday season.
Ken was responsive and thorough. all good stuff from Ken. Thankd much!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
I really enjoyed working with you, Joan. Thank you very much for placing your trust in me to help with your finances.
Easy process
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you, Jason. I appreciate working with you and your trusting me with your business.
Having the option to do everything online was very convenient and rates were competitive. Ken was very helpful and made sure that I was able to close with a notary (after the AWS outage) even though the system still had a few bugs to work out....
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Michelle, thank you so much for the review. It was really a pleasure working with you. Please let me know if you have any questions or concerns I can assist with.
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About
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Home purchase
Home refinance
Home equity lines of credit
Home equity loans
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Positions
- West Capital Lending - Branch ManagerMay 7th, 2024 - Current
- loanDepot - Senior Mortgage BankerJul 20th, 2020 - Apr 22nd, 2024
Memberships
- Huntington Beach Planning Commissioner
- Nationwide Licensing
- California Department of Real Estate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 2007035
- DRE 02245272
Awards
Achievements
- Certificate of recognition, California State senate
- Certificate of Completion, Huntington Beachs's Citizens Academy
Hobbies
- Golf
- Bike riding
- The beach
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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