

Ken Babineau
Branch Manager NMLS #2007035

Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Ken was able to get the perfect financing for
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for your kind feedback! I’m glad I could help secure the right financing for you. It was a pleasure working together.
Ken is a professional and ever sense of the way. His combination of strong interpersonal skills and in technical knowledge makes him a master in his profession
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your kind words. I truly appreciate your trust and am glad I could make the process a positive experience. Please don’t hesitate to reach out if you ever need anything in the future.
I dreaded and postponed getting a home equity line of credit due to my belief that the process would be too time consuming and require too much information with multiple people and lenders. Wow was I shocked at how easy it was. Fortunately...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your kind words! I know how overwhelming a HELOC can seem at first, so I’m really glad we were able to make the process simple and stress-free for you.It was a pleasure working with you, and I truly appreciate the trust...
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Way extremely responsive throughout.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
I truly appreciate that feedback — staying responsive is important to me, so that means a lot
Ken was extremely helpful throughout the entire process and would often check in without being overly aggressive. The process itself was very easy and quick to complete . The only issue I experienced was the the automated photo id not capturing...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much, Michelle, for your kind words! I’m glad the process felt easy, and I appreciate your patience with the photo ID issue; those automated systems can be tricky. I’m happy we got it resolved quickly. Your recommendation truly...
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Ken was awesome anticipated everything. Advocated for me when needed. Made it easy
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you, Roy! I really appreciate your kind words. I’m glad I could anticipate your needs and help make everything easy for you. Always here if you need anything in the future!
Whenever I had questions, whatever the questions were, Ken took the time to answer them even if he was busy he got back to me extremely fast.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for saying that. I’m really glad I could be there to help whenever you needed anything. Even when things got busy, it was important to me that you never felt unheard or left waiting. I truly appreciate you taking the time...
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Ken was an amazing resource for our lending needs. As I am someone who has limited experience with financial dealings, Ken was concise and clear with his explanations regarding options available to my family. Ken made the whole process easy...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your kind words. I’m really glad I could make the lending process clear, comfortable, and stress-free for you and your family. Helping clients find the right solution is always my top priority, and it means a lot to know...
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Ken was very friendly and thorough. He went the extra mile to ensure we were taken care of.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your kind words. It was a pleasure helping you, and I’m really glad you felt taken care of. I’m always here if you need anything in the future.
Very easy to deal with. Ken even noticed that we could save$300 a month by refinancing and emailed me. Great customer service.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your kind words! It was truly a pleasure working with you. I’m really glad we could find a way to save you $300 a month — helping clients uncover opportunities like that is one of the best parts of what I do. I appreciate...
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About
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Home purchase
Home refinance
Home equity lines of credit
Home equity loans
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Positions
- West Capital Lending - Branch ManagerMay 7th, 2024 - Current
- loanDepot - Senior Mortgage BankerJul 20th, 2020 - Apr 22nd, 2024
Memberships
- Huntington Beach Planning Commissioner
- Nationwide Licensing
- California Department of Real Estate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 2007035
- DRE 02245272
Awards
Achievements
- Certificate of recognition, California State senate
- Certificate of Completion, Huntington Beachs's Citizens Academy
Hobbies
- Golf
- Bike riding
- The beach
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing