Ken Babineau
Branch Manager NMLS #2007035
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
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Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
My parents recommended Ken for our refinance. My wife and I had a great experience. Look forward to working with Ken again in the future when the rates down.
Reply from Ken Babineau
September 24th, 2026 11:32 PM
Robert, thank you for the kind words! It means a lot that your parents recommended me, and I’m glad you and your wife had a great experience. I’d love to work with you again when rates come down!
The process was very professional and easy-going.
Reply from Ken Babineau
September 22nd, 2026 01:45 PM
I'm glad to hear that you found the process professional and easy-going, Tanya. At West Capital Lending, we strive to make every experience as smooth as possible. Thank you for sharing your feedback!
Where to begin? From the very first contact Ken was polite, detailed, and in the sea of sharks that this world can be Ken rose above and provided us with the information we needed promptly and took the time to specifically explain our options...
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Reply from Ken Babineau
September 22nd, 2026 01:45 PM
Bryan, thank you so much for taking the time to write such a thoughtful review. Your words truly mean a great deal to me. Earning your business is important, but earning your trust and respect is something I value even more.I’ve always believed...
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Ken made the entire refinancing process so easy. He wasn't pushy, or annoying. He was always available to answer every question or concern I had. Even after the closing documents were signed he answered questions that came up. I have already...
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Reply from Ken Babineau
September 15th, 2026 01:49 PM
Anne, thank you so much for the incredibly kind review! It was a pleasure working with you, and I’m glad I could make the refinancing process easy and comfortable from start to finish.I especially appreciate you recommending me to your friends...
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Ken helped us with our loan and he made it really easy and answered all our questions. He was very thorough and didn't rush or pressure us at all. He was friendly and professional and worked with us on our time. He checked in along the way...
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Reply from Ken Babineau
September 10th, 2026 10:44 PM
Tracy, thank you so much for the wonderful review! It was truly a pleasure working with you and helping make the loan process as easy and stress-free as possible. I really appreciate the trust you placed in me, and I’m especially glad we were...
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10/10 experience! I couldn’t be more impressed with how professional, knowledgeable, and helpful Ken was throughout the entire process. He made everything easy to understand, kept me informed every step of the way, and was always responsive...
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Reply from Ken Babineau
September 10th, 2026 10:43 PM
Brett, thank you so much for the incredibly kind words! I truly appreciate you taking the time to leave such a thoughtful review. It was a pleasure working with you, and I’m glad I could make the process easy and stress-free. Your trust means...
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Just the right amount of communication thanks
Reply from Ken Babineau
August 20th, 2026 01:43 PM
Thanks, Jesse! I really appreciate the review. It was a pleasure working with you, and I’m glad we were able to make the process a smooth one!
I had been trying to get a loan to fix my house and he made it happen
Reply from Ken Babineau
August 12th, 2026 05:50 PM
Hi Karen, thank you so much. I am happy I was able to help. Don't hesitate to reach out if you ever need anything at all.
Ken responsive and easy to work with
Reply from Ken Babineau
August 3rd, 2026 03:30 PM
Thank you, James, for the nice review. I am always here for you if you have any questions or concerns.
Ken was invaluable during my process of researching and finding the right loan for my purposes. He was friendly, honest , and extremely knowledgeable. Ken went above and beyond to answer my questions and to make sure I was comfortable with...
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Reply from Ken Babineau
August 3rd, 2026 03:31 PM
Kerilyn, I'm so pleased to hear that I could assist you effectively in your loan search. Your kind words about my approach and knowledge truly mean a lot to me. I'm grateful for your recommendation and look forward to helping you again in the...
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About
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Home purchase
Home refinance
Home equity lines of credit
Home equity loans
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Positions
- West Capital Lending - Branch ManagerMay 7th, 2024 - Current
- loanDepot - Senior Mortgage BankerJul 20th, 2020 - Apr 22nd, 2024
Memberships
- Huntington Beach Planning Commissioner
- Nationwide Licensing
- California Department of Real Estate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 2007035
- DRE 02245272
Awards
Achievements
- Certificate of recognition, California State senate
- Certificate of Completion, Huntington Beachs's Citizens Academy
Hobbies
- Golf
- Bike riding
- The beach
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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