Ken Babineau
Branch Manager NMLS #2007035
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Ken Babineau is great. This is my second time working with him and I intend to work with him in the future. He is responsive, honest and provided the best options for us. Thank you, Ken for taking care of us.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much, Ethel and Nichelle—I truly appreciate your kind words and your continued trust in me. It’s always a pleasure working with you, and I’m grateful for the opportunity to help you explore the best options each time. I look forward...
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Ken is genuine and kind. He made me feal comfortable all through the loan process. He was very knowledgeable and pleasant to work with as it seemed like I knew the guy for a long part of my life. He made everything seem easy and straight forward...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much, Gary. I truly appreciate your kind words and your trust throughout the process. It means a lot to hear that you felt comfortable and well taken care of every step of the way—that’s always my goal. I’m glad I could help make...
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Ken is very easy to work with and very prompt on moving things along! I appreciate that he looks back at previous customers to make sure that there aren't rate drops that could improve the terms.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much, Mitchell! I really appreciate your kind words. It’s always my goal to stay proactive and make the process as smooth as possible—glad that came through. Looking forward to working together again!
Ken made the process simple. He communicated every step of the way and was very knowledgeabl. Ken was personable and friendl. Thaks Ken...i I enjoyed working with you!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
I’m really glad I could help make the process simple and clear for you—that’s always my goal. It was a pleasure working with you, and I truly enjoyed getting to know you along the way.I appreciate you taking the time to share your experience,...
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Ken Babineau is a smart, enthusiastic, expert in his field. His patience, understanding and experience allowed me to navigate the stressful, court ordered refinance of my home successfully and avoid being forced to sell. Thanks to Ken's help...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for your incredibly kind and detailed review—it truly means a lot to me. I know how stressful your situation was, and I’m really grateful I could help guide you through it and achieve the outcome you were hoping for.It was...
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Quick responses to my questions and his availability was great.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you! I really appreciate you taking the time to share this. Being available and responsive is important to me, so I’m glad that made a difference in your experience.
Ken was very helpful and patient with me during the process of getting the loan. He helped me with finding where I could get the information I needed for the loan.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for your kind review! It was a pleasure helping you through the loan process, and I’m glad I could point you in the right direction for the information you needed.
I am one who despises random cold calling. Ken sent me a text explained everything and never bothered me again until I reached out.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for the kind words! I completely understand how frustrating random cold calls can be, so I try to keep things respectful and simple. I’m glad the timing worked out and I could help—really appreciate you sharing your experience! 😊
Ken was very professional and explained the process very detailed. Made the process very easy. We will totally recommend him to our friends and family. Thank you Ken!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much for the review! I’m really glad I could help make the process clear and easy for you. I truly appreciate the recommendation and it was a pleasure working with you!
Just had issues with the app not working properly
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for your review and for your business. I do apologize for the trouble you had with the app and truly appreciate your patience. Let me know if I can ever be of assistance in the future.
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About
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Home purchase
Home refinance
Home equity lines of credit
Home equity loans
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Positions
- West Capital Lending - Branch ManagerMay 7th, 2024 - Current
- loanDepot - Senior Mortgage BankerJul 20th, 2020 - Apr 22nd, 2024
Memberships
- Huntington Beach Planning Commissioner
- Nationwide Licensing
- California Department of Real Estate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 2007035
- DRE 02245272
Awards
Achievements
- Certificate of recognition, California State senate
- Certificate of Completion, Huntington Beachs's Citizens Academy
Hobbies
- Golf
- Bike riding
- The beach
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing