Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Thank you Kelvin for everything.
Reply from Kelvin Luo
February 12th, 2026 08:12 PM
Thank you, Jixiong. I truly appreciate the opportunity to work with you on your home purchase. Congratulations, and please don’t hesitate to reach out if you need any assistance in the future.
Kelvin Luo has received a review with 5 star rating from Jianyu W
Reply from Owner
February 12th, 2026 08:12 PM
Thank you very much, Jianyu, for the 5-star rating. I truly appreciate your support and the opportunity to work with you. Please feel free to reach out anytime if I can assist you in the future.
Super supportive super patient and super responsive and professional ! Thanks! Kelvin
Reply from Kelvin Luo
February 12th, 2026 08:13 PM
Thank you sincerely for the wonderful feedback. I’m grateful for the opportunity to assist you and happy to know the experience was positive. Wishing you all the best, and I’m always here if you need anything.
Kelvin is incredible. He was able to work has magic and do things i didnt think possible. He was available whenever I had a question, just text or call, he was always happy and willing to answer, anytime. He understood our unique situation,...
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Reply from Kelvin Luo
February 12th, 2026 08:14 PM
Thank you so much, Rodney, for your generous and thoughtful review. I truly appreciate your trust and the opportunity to work with you. Every situation is unique, and I’m glad I could help find a solution and be there whenever you needed answers....
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It's a fantastic experience working with Kelvin during my recent refinance application. He was incredibly responsive and proactive throughout the entire process. He often provided the answers to my questions before I even had a chance to ask...
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Reply from Owner
February 12th, 2026 08:14 PM
Thank you very much, Nan, for your thoughtful and kind review. I truly appreciate the opportunity to assist you with your refinance. I’m glad to hear the process felt smooth and well-supported, and that my proactive communication and patience...
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It's a fantastic experience working with Kelvin during my recent refinance application. He was incredibly responsive and proactive throughout the entire process. He often provided the answers to my questions before I even had a chance to ask...
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Reply from Kelvin Luo
February 12th, 2026 08:15 PM
Thank you sincerely for your kind and detailed feedback. I truly appreciate the opportunity to assist you with your refinance and am glad to hear the process felt smooth and well-managed. It was a pleasure working with you, and I’m grateful...
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It was a very smooth process and things got done without much of my effort.
Reply from Kelvin Luo
February 12th, 2026 08:15 PM
Thank you, Mei, for your kind feedback. I’m glad to hear the process felt smooth and required minimal effort on your end. It was a pleasure working with you, and please don’t hesitate to reach out if I can assist you in the future.
Kelvin Luo has received a review with 5 star rating from Daniel B
Reply from Owner
February 12th, 2026 08:16 PM
Thank you very much, Daniel, for the 5-star rating. I truly appreciate your support and the opportunity to work with you. Please feel free to reach out anytime if I can assist you in the future.
Clear and smooth proces.
Reply from Kelvin Luo
February 12th, 2026 08:16 PM
Thank you, Daniel, for your feedback. I’m glad to hear the process was clear and smooth. It was a pleasure working with you, and please don’t hesitate to reach out if I can help in the future.
I can’t thank Kelvin enough for his incredible dedication during our mortgage process! He worked tirelessly and was extremely responsive, answering our questions at all hours. Thanks to his hard work, we were able to meet a very tight closing...
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Reply from Owner
February 12th, 2026 08:16 PM
Thank you so much, Yipu, for your kind words and trust. I truly appreciate the opportunity to assist you through your mortgage process, especially with such a tight timeline. I’m glad we were able to meet the closing date and make everything...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A