

Kelvin Luo
General Mortgage Capital Corporation

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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Reviews from Web
I can’t thank Kelvin enough for his incredible dedication during our mortgage process! He worked tirelessly and was extremely responsive, answering our questions at all hours. Thanks to his hard work, we were able to meet a very tight closing...
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Reply from Kelvin Luo
February 12th, 2026 08:17 PM
Thank you sincerely, Yipu, for your generous feedback. It was a pleasure working with you, and I’m grateful for the trust you placed in me throughout the mortgage process. I’m glad we could navigate the tight timeline successfully and reach...
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Excellent service with thoughtful consideration
Reply from Owner
February 12th, 2026 08:17 PM
Thank you very much, Wei, for the 5-star rating. I truly appreciate your support and the opportunity to work with you. Please feel free to reach out anytime if I can assist you in the future.
Easy communication and fast service
Reply from Kelvin Luo
February 12th, 2026 08:18 PM
Thank you, Wei, for your feedback. I’m glad to hear you found the communication easy and the service fast. It was a pleasure working with you, and please feel free to reach out anytime if I can help in the future.
Kelvin is the guy you want on your team! Easy to work with and very skilled.
Reply from Owner
February 12th, 2026 08:18 PM
Thank you, Jacob, for the kind words. I truly appreciate your feedback and am glad you found the experience easy and effective. It was a pleasure working with you, and I’d be happy to assist again anytime you need support.
Kelvin is professiona, skilled, and extremely hardworking. He is easy to reach and communicate with. He answered all of our questions quickly & with patience
Reply from Kelvin Luo
March 22nd, 2026 04:44 AM
Thank you, Jacob! I really enjoyed working with you as well. I’m glad I could help guide you through the process and be available whenever you needed support. Your trust means a lot, and I’m always here if you need anything in the future!
Good experience overall
Reply from Kelvin Luo
March 22nd, 2026 04:44 AM
Thank you so much, Lizhi! I’m happy to hear you had a positive experience. It was great working with you, and I’m always here if you or your friends and family ever need help in the future.
Fast and efficient.
Reply from Kelvin Luo
December 15th, 2025 12:15 AM
Thank you so much for the 5-star review Michael! It was a pleasure working with you. Ensuring a fast and efficient process for my clients is always my top priority, especially here in the Seattle market. I'm thrilled we were able to achieve...
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Very responsible and professional
Reply from Kelvin Luo
December 15th, 2025 12:17 AM
Thank you Xuejun so much for the 5-star review! It was a pleasure assisting you. Being responsible and professional is paramount, and I am committed to handling every detail of the loan process with the utmost care and precision. I'm thrilled...
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professional, patient and quickly responding.
Reply from Kelvin Luo
December 15th, 2025 12:18 AM
I sincerely appreciate you taking the time to share your feedback, Bingwen. Professionalism is the foundation of my business, and I believe patience and quick response times are essential components of great service. I am thrilled we were able...
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everything is great.
Reply from Kelvin Luo
December 15th, 2025 12:21 AM
I genuinely appreciate you leaving this feedback, Zijiang! Knowing that your experience was so positive—that everything was great—is the best compliment I can receive. Thank you for trusting me with your financing needs.
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A