Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
timely reply, provide great info and interest rate is also great.
Reply from Kelvin Luo
March 22nd, 2026 04:33 AM
Thank you so much for your review, Jun! I truly appreciate your kind words and your trust.I’m glad I was able to provide timely communication, helpful information, and a competitive interest rate for your loan. It was a pleasure working with...
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Great loan officer to work with, it was a smooth and worry free experience. Will recommend. :)
Reply from Owner
March 22nd, 2026 04:41 AM
Thank you, Lu! I’m really happy to hear you had a smooth and stress-free experience. It was great working with you, and I sincerely appreciate your recommendation. Looking forward to helping you again anytime!
Kelvin is really upbeat and on time to respond to our quetions. He is also very professional and knowledgeable. Great to work with and I will recommend to my mom.
Reply from Kelvin Luo
March 22nd, 2026 04:43 AM
Thank you so much, Lu! I truly appreciate your kind words. It was a pleasure working with you, and I’m glad I could help make the process smooth and timely. Your responsiveness and positive attitude also made everything much easier. Thank you...
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Kelvin Luo has received a review with 5 star rating from Ben M
Reply from Owner
March 22nd, 2026 04:43 AM
Thank you so much for the 5-star rating, Ben! I truly appreciate your support and trust. It was a pleasure working with you, and I’m glad I could help make the process a positive experience. Please feel free to reach out anytime if you need...
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Extremely impressed with Kelvin's attention to detail and prompt communication, always polite and respectful, great guy
Reply from Kelvin Luo
February 12th, 2026 08:02 PM
Thank you very much, Benjamin, for your thoughtful feedback. I truly appreciate your kind words and the trust you’ve placed in me throughout this process. It has been a pleasure working with you, and I’m glad I could assist in making everything...
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Kelvin did a great job closing my refinance. He was very responsive, replied to messages quickly, and took the time to explain everything clearly throughout the process. The whole experience was smooth and stress-free. Highly recommend working...
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Reply from Kelvin Luo
February 12th, 2026 08:03 PM
Thank you very much, Jun, for your kind words and recommendation. I truly appreciate the opportunity to assist you with your refinance. I’m glad to hear the process felt smooth and stress-free, and that my explanations and responsiveness were...
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Great rate, professional advice, closing on time
Reply from Kelvin Luo
February 12th, 2026 08:04 PM
Thank you, Ailun, for your kind feedback. I’m glad I could help secure a great rate and provide professional guidance, and I’m happy we were able to close on time. It was a pleasure working with you, and please feel free to reach out anytime...
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Kevin is great! Professional and efficient
Reply from Kelvin Luo
February 12th, 2026 08:05 PM
Thank you, Chenjie, for your kind words. I truly appreciate your feedback and am glad you found the experience professional and efficient. It was a pleasure working with you, and please don’t hesitate to reach out if I can help in the future....
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Kelvin Luo of General Mortgage Capital Corporation was my loan officer during my recent mortgage loan application. I am very pleased with help during the process. He was very responsive to questions I had and I am very grateful. Kelvin was...
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Reply from Owner
February 12th, 2026 08:10 PM
Thank you very much, Weiyi, for your thoughtful and detailed review. I truly appreciate your trust and kind recommendation. It was a pleasure assisting you with your home purchase, and I’m glad to hear that my responsiveness and attention to...
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It was a great pleasure working with Kelvin Luo. He was very responsive to questions I had during my mortgage application, for which I am very gratefu. He was meticulously about all forms and documents during the entire process to make sure...
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Reply from Kelvin Luo
February 12th, 2026 08:11 PM
Thank you sincerely, Weiyi, for your generous feedback and recommendation. It was truly a pleasure working with you throughout your mortgage application. I’m glad I could provide timely responses and ensure every detail was handled carefully...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A