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Kelly Carrera - Loan Officer  | NMLS # 290199 in Bakersfield, CA

Kelly Carrera

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Loan Officer | NMLS # 290199

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As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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5 Star
99%
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1%
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Reviews from Web
  • SFTP
    A
    Alejandro M
    Bakersfield, CA
    Posted on April 25th, 2024 05:01 PM
    Everything went smooth. Kelly took control over everything I did not have to worry about anything. Any questions she would respond right away at any time of the day.
    Reply from Kelly Carrera
    September 26th, 2024 08:37 PM
    Thank you so much for your positive feedback, Alejandro. Your review means a lot to me and the team here at Signature. I'm thrilled to hear that you had a smooth process and that I was able to answer all your questions promptly. My goal is...
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  • SFTP
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    Veronica M
    Bakersfield, CA
    Posted on April 18th, 2024 09:03 PM
    Kelly was there for me when I needed her. She was positive and with great communication in order to get things done in a timely manner. With Kelly I was stress free and she handled it all! She rocks!
    Reply from Kelly Carrera
    September 26th, 2024 08:38 PM
    I'm absolutely thrilled to hear about your smooth and stress-free experience, Veronica! It was truly my pleasure to support you throughout your loan process and to assist in getting things done in a timely manner. Receiving positive feedback...
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  • SFTP
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    Teresa Y
    Bakersfield, CA
    Posted on April 18th, 2024 04:01 PM
    Kelly is super amazing and she really cares about helping people find a house. I was truly blessed to have her help. Thank you so much Kelly.❤️🤩
    Reply from Kelly Carrera
    September 26th, 2024 08:38 PM
    I'm over the moon to hear such glowing feedback, Teresa! It was a pleasure to assist you in your home buying journey. Your kind words mean a lot to me as I always strive to provide the best service possible. I'm glad to know that you felt cared...
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  • SFTP
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    Yvette R
    Mc Farland, CA
    Posted on April 1st, 2024 08:59 PM
    Very helpful and informative.
    Reply from Kelly Carrera
    September 26th, 2024 08:39 PM
    Thank you, Yvette, for the stellar rating and kind words. I'm thrilled to know that you found my services helpful and informative. It was a pleasure assisting you with your purchase loan. I'm always here if you need any further assistance or...
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  • SFTP
    J
    Juan C
    Terra Bella, CA
    Posted on April 1st, 2024 05:31 PM
    Kelly was always on top of the work that needed to be done
    Reply from Kelly Carrera
    September 26th, 2024 08:40 PM
    Thank you for the kind words, Juan! I'm thrilled to hear that you're satisfied with the service provided. We aim to stay on top of all necessary tasks to ensure a smooth purchase process for our clients. It's always rewarding to see that hard...
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  • ManualUpload
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    Kelly C
    Bakersfield, California
    Posted on March 19th, 2024 03:58 AM
    Kelly was quick to respond and always worked to answer all our questions.
    Reply from Kelly Carrera
    September 26th, 2024 08:42 PM
    It was my pleasure to assist you throughout the purchase process. I always strive to provide quick responses and clear communication, so your feedback is greatly appreciated. Thank you for the wonderful review and perfect rating. I look forward...
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  • SFTP
    F
    Fahad D
    Bakersfield, CA
    Posted on March 18th, 2024 05:05 PM
    Kelly was a great help for my first home purchase and was always there to answer my questions!
    Reply from Kelly Carrera
    September 26th, 2024 08:43 PM
    I'm thrilled to hear that you had a positive experience with your first home purchase, Fahad! Your kind words and 5-star rating mean a lot to me. It was my pleasure to answer all your questions and assist you throughout the process. Always...
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  • SFTP
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    Paula S
    Bakersfield, CA
    Posted on March 11th, 2024 11:44 PM
    Everyone involved was always prompt , professional , honest and respectful.
    Reply from Kelly Carrera
    September 26th, 2024 08:48 PM
    Thank you so much for your kind words, Paula! I'm thrilled to hear that you found our process to be prompt, professional, honest, and respectful. Your satisfaction is our top priority and your feedback reaffirms the hard work we put in every...
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  • SFTP
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    Danny S
    Bakersfield, CA
    Posted on March 11th, 2024 04:37 PM
    Kelly was so helpful and made the loan process so easy. Thank you to everyone who was involved. We had a great experience.
    Reply from Kelly Carrera
    September 26th, 2024 08:49 PM
    I'm thrilled to hear that you had a fantastic experience with your loan process, Danny! Your feedback means a lot to me and everyone here at Signature Home Lending. It was truly a pleasure assisting you with your purchase. Don't hesitate to...
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  • SFTP
    I
    Ivan R
    Bakersfield, CA
    Posted on November 27th, 2023 06:22 AM
    For it to be my first property I felt confident in having Kelly as my loan officer any advice or information was explained clearly and patiently.
    Reply from Kelly Carrera
    September 26th, 2024 08:53 PM
    I'm thrilled to hear that you felt confident with me as your loan officer for your first property purchase, Ivan. Your trust in me and my team means a lot. I always strive to clarify every detail patiently and thoroughly to ensure my clients...
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    About
    As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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    Positions
    • Signature Home Lending - Senior Loan Officer
      Jan 1st, 2005 - Current
    Memberships
    • NOR-North of the River Chamber
    • Serving Hope-Vice President
    • Arms Ministry
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 290199
    Achievements
    • Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
    • Presidents Circle Honors
    • 10 Year Service Award
    • View All
    Disclaimer
    "Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows: Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services. Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."