Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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She status on top of everything and she has always been a pleasure to work with.
Reply from Kelly Carrera
September 26th, 2024 08:52 PM
Thank you for your kind words, Adolfo! I'm delighted to hear that you had a positive experience with your purchase. I always strive to stay on top of everything for my clients and I'm really glad that it made a difference for you. Looking forward...
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Kelly was amazing. She had so much patience and worked with my crazy night schedule. She kept me informed with everything that was going on. She answered all my questions promptly. Kelly was truly amazing!
Reply from Kelly Carrera
September 26th, 2024 08:54 PM
Thank you so much for your kind words, Mayra. I'm thrilled to hear that you had a positive experience working with me on your loan process. Your satisfaction is my top priority, so it was a pleasure to accommodate your schedule and keep you...
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Kelly did not disappoint, she got things done FAST and had answers for all my wild questions. She was very transparent, honest and easy to work with
Reply from Kelly Carrera
September 26th, 2024 08:56 PM
I'm thrilled to hear about your positive experience, Jake! It was a pleasure assisting you with your purchase, and I'm glad the process was fast and easy. Thanks for your wild questions, and for appreciating my transparency and honesty. It...
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My experience with Kelly Carrera was beyond great. I am a first time home buyer and let me tell you she can write a book on first time home buying for dummies, this is an amazing driven she goes over and beyond for her customers. She is apart...
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Reply from Kelly Carrera
September 26th, 2024 09:11 PM
Thank you so much for your kind words, Arica. I'm thrilled that you had such a positive experience buying your first home with me and my team! You worled really hard for this! Your feedback truly means a lot and I'm so glad I could help make...
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Kelly never give up on us. She was always there to answer questions. Just in overall a great person.
Reply from Kelly Carrera
September 26th, 2024 09:12 PM
I'm so glad to hear that you had a positive experience, Ricardo! It was truly my pleasure to assist you throughout the purchase process. I'm here to answer questions and make sure you feel supported every step of the way. Thank you for your...
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She was very charismatic and always made the time to help even when she had a busy schedule.
Reply from Kelly Carrera
September 26th, 2024 09:14 PM
I'm thrilled to hear that you appreciated my commitment to your loan process, Jose. It's important to me to always be available for my clients, regardless of how busy things may get. Your positive feedback validates the hard work I put into...
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communication
Reply from Kelly Carrera
September 26th, 2024 10:02 PM
Thank you, Edgar, for your high rating and positive feedback. I'm thrilled to hear that you were satisfied with the communication throughout your purchasing process. It was my pleasure to assist and guide you. If you need any further assistance,...
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You and your whole team was easy to communicate with. Was always there to help me when I needed it by answering all my question and explaining it to me.
Reply from Kelly Carrera
September 26th, 2024 10:03 PM
I'm delighted to hear that you had a positive experience with me and my team. We strive to make communication a priority and ensure all your questions are answered thoroughly. Thank you for your fantastic 5-star rating, Domonique! We will keep...
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Kelly Carrera, the loan officer I had for my first big loan made it so easy for me to understand from how the loan system works to how can I get started. She gave me some pointers and great advice on what’s more worth it for me as a first time...
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Reply from Kelly Carrera
September 26th, 2024 10:05 PM
I'm so glad to hear that you had a positive experience, Jonathan! My goal is always to make the loan process as clear and understandable as possible. I'm thrilled that you found my advice helpful as a first time home buyer. Your recommendation...
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Kelly was just amazing all the way around thank you very much..
Reply from Kelly Carrera
September 26th, 2024 10:07 PM
I am extremely pleased to hear that you had such a positive experience, Ernesto. Your positive feedback means a lot to me and it was my pleasure to help you with your new home purchase. I would be happy to assist you again in the future with...
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."