Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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Kelly, was super helpful and informative during the full process from when i called her to start my journey, and all the way until she told me the exciting news that we are now home owners. Kelly stood out from other loan officers, because...
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Reply from Kelly Carrera
September 26th, 2024 08:23 PM
I'm absolutely thrilled to hear about your positive experience, Michael! It was my pleasure to guide you through the journey of purchasing your first home. I'm glad to have been able to alleviate your anxieties. It's rewarding to know you felt...
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Kelly made us feel like family, she helped us along the whole process and we were able to count on her while she was in or out of the office. She made us feel like we were her only clients in all of kern county lol thank you for taking the...
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Reply from Kelly Carrera
September 26th, 2024 08:22 PM
Hi Diego! I'm so thrilled to hear about your positive experience and I can't thank you enough for this fantastic 5-star rating. It was my absolute pleasure to help you and your family in the process of purchasing your home. I'm glad you felt...
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Our loan officer Kelly was very informative, she answered all our questions with details to help us understand everything. Didn't matter what time we called or messaged her, she always answered us. She helped move things along very quickly,...
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Reply from Kelly Carrera
September 26th, 2024 08:27 PM
Thank you so much for your thoughtful review, Maritza! I'm thrilled to hear that you felt well informed and supported throughout the entire process. I always strive to provide the best service, no matter the time of the day. I'm glad I could...
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Kelly was really AWESOME !! Great communication and was always there to help !
Reply from Kelly Carrera
September 26th, 2024 08:29 PM
Thank you Miguel! I'm absolutely thrilled to hear that you had a positive experience with me and my team. Your 5-star rating truly means a lot. It was a pleasure assisting you with your purchase and ensuring that communication was smooth throughout...
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Personalized service
Reply from Kelly Carrera
September 26th, 2024 08:30 PM
Thank you for taking the time Ramon to rate our services with 5 stars. Enjoy your new purchase! Catch you on the next one buddy!!! Refinances are coming! lol : )
Kelly is so helpful and makes the whole process of buying a house easy. She's the best!
Reply from Kelly Carrera
September 26th, 2024 08:32 PM
I'm delighted to hear that you had a positive experience, Luis! Assisting with your home purchase was a pleasure and I'm glad I could make the process easier for you. Thanks for your kind words and the fantastic rating, they mean a lot. If...
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Was on top of things regarding some paperwork on my end that I needed to provide and she told me about it
Reply from Kelly Carrera
September 26th, 2024 08:33 PM
Thank you so much for the feedback, Jorge. I'm pleased to hear that you're satisfied with the handling of your paperwork during your purchase. In the future, I'll continue working on improving our services to secure a 5-star rating. Please,...
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Kelly made our experience so much better, she took the time and dedication to helping us and understand the process of becoming a home owner she is very professional, we will definitely recommend Kelly to our friends and family.
Reply from Kelly Carrera
September 26th, 2024 08:35 PM
I'm thrilled to hear that your experience with me was a positive one, Joanna! I'm pleased I could help simplify the home buying process for you and appreciate your kind words about my professionalism. It was a pleasure assisting you and I'm...
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Easy to work with and very helpful.
Reply from Kelly Carrera
September 26th, 2024 08:34 PM
I'm thrilled to hear your positive feedback, Eduardo! It was a pleasure assisting with your purchase, Your satisfaction is my top priority, so I'm glad to know that you found the process easy and helpful. Do not hesitate to reach out if you...
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Our transaction was a very unique and complex one but Kelly’s positivity, knowledge, and consistent communication made the process easier to deal with. Kelly is both, friendly and professional, which we also appreciated. We only wish she had...
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Reply from Kelly Carrera
September 26th, 2024 08:36 PM
I'm so thrilled to hear that your experience was a positive one, Paulina! It was truly a pleasure to help navigate through your unique and complex transaction. It's great to know that my commitment to clear communication and professionalism...
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."