Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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From the beginning of the process, Kelly and her team were always available and kept us up to date on everything that was happening. Kelly made us feel secure and confident about what was happening. We appreciated all of the attention we received....
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Reply from Kelly Carrera
November 6th, 2024 10:19 PM
Hello Lori, I'm thrilled to hear that you felt secure and confident throughout your loan process. My team and I at Signature Home Lending c. strive to be available and transparent, ensuring our clients are always informed. Your appreciation...
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Kelly helped make the home buying process great with consistent communication every step of the way.
Reply from Kelly Carrera
November 4th, 2024 08:51 PM
I'm thrilled to hear that you had a positive experience, Alberto. Keeping you informed and supporting you through the home buying process is a top priority for us at Signature Home Lending. Thank you for the 5-star review. It was truly a pleasure...
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Kelly is always wonderful! Always a phone call away, she went over and beyond to get things done! Very efficient very thorough.
Reply from Kelly Carrera
November 4th, 2024 07:13 PM
Thank you, Michelle, for your glowing review. I'm thrilled to hear that you found my service efficient and thorough. It was my pleasure to assist you with your refinance and ensure that your experience with Signature Home Lending was a positive...
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👍🏻!!!!!!!!
Reply from Kelly Carrera
October 31st, 2024 04:47 PM
I'm thrilled to see that your experience with me and my team was positive, Christopher. Thank you for the great rating of 4.66 stars - it truly means a lot. Your simple yet powerful 👍🏻 review has definitely made my day! Let me know if there...
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The process was low stress and easy
Reply from Kelly Carrera
October 11th, 2024 02:49 AM
Thank you so much for your positive feedback, Paige. I'm delighted to hear that your experience with Signature Home Lending was low stress and easy. I always strive to make the loan process as smooth as possible for my clients. Your rating...
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Kelly was very helpful and very experience in the mortgage field. She was great I recommend her to anyone.
Thank you,
Dandro Hernandez
Reply from Kelly Carrera
October 11th, 2024 02:49 AM
I'm so grateful for your kind words, Dandro! It was a pleasure to assist you with your mortgage purchase. Your recommendation means a lot to me and the rest of the team here at Signature Home Lending We strive to provide the best service to...
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Kelly was very informative and helpful. More importantly, she was incredibly nice and caring.
Reply from Kelly Carrera
October 3rd, 2024 11:41 PM
I'm so glad to hear that you found the information I provided helpful, Martin. Your kind words truly mean a lot to me. It was a pleasure assisting you with your refinance process. Thank you for your 5-star rating – it's greatly appreciated!...
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Kelly was quick to respond, ensured we understood the process and answered any questions we had.
Reply from Kelly Carrera
September 26th, 2024 08:26 PM
I'm thrilled to hear that you had a positive experience with your refinance, Stephanie! I always strive to provide quick responses and clear information to all my clients. Your feedback is greatly appreciated, and it was truly a pleasure to...
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Kelly was communicating with me along the whole way of home buying. She explained everything thoroughly and made it very easy to understand what was going on during the whole process.
Reply from Kelly Carrera
September 26th, 2024 08:25 PM
Thank you so much for your feedback, Cristian. I'm thrilled to hear that you found the home buying process easy to understand. It's incredibly important to me that my clients are kept informed and comfortable every step of the way. I really...
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Kelly was fast on time and ahead of the game for us. She was very sweet and went above and beyond for us. She was professional and was never too busy for us she helped us at any time of the day. She made our first time buying a home stress...
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Reply from Kelly Carrera
September 26th, 2024 08:24 PM
Hi Amoriah! I'm so grateful for your kind words and stellar review. It was my pleasure to help make your first home-buying experience fun and stress-free. That's the kind of service we strive to provide! : ) Remember, I'm always here to help...
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."