

Kathy Martinez
Branch Manager | NMLS ID #204213

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Kathy coached me the whole way through,she was very soft spoken,made sure I understood the whole process,she kept me up to date on everything I needed to do and how far we were coming along,Kathy was awesome. I’m happy to have had her to help...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you James for allowing me to assist with your 1st Home Purchase. Enjoy your new home!
Kathy was very prompt, detailed, and explained complex financial concepts to me in a very understandable way.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you Amaia. Enjoy your beautiful new home.
The open communication throughout the process and the helpfulness of Kathy with making sure that we understood everything made it a great experience.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Enjoy your brand new home!!! Thank you for allowing me to assist with your purchase!
Absolute professional from start to finish 👏🏻👏🏻 I have never been through a house buying experience made so accommodating to my work schedule and me personally..Kathy Thank you so much for everything you did to make this purchase happen..Thank...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you Howard! It was my pleasure assisting with the purchase of your new home.
She made it easy to understand process, she was very professional, very clear on all aspects of the process , her response and availability times was awesome . Very friendly and welcoming, felt like I had known her for a long time. I would...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you and enjoy your new home!
Without Kathy this would not have been possible. Definitely an asset to this company!!!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you! Enjoy your beautiful new home!
Mrs. Kathy would always reach out to us and keep us updated with the loan process. She would also attend any questions or concerns we had. She was helpful in preparation to have our loan approved along with other possible programs we could...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for allowing me to assist with the purchase of your new home!
All the prosses.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for allowing me to assist with your mortgage!
Kathy was so very helpful, and supportive throughout the entire process. She was always accessible via phone, text, and email. She eased my anxiety daily. Me and my husband were blessed to be able to have her as our Loan Officer.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you! Enjoy your beautiful new home!
You were amazing. You were hands on and cared about what happened to me and my family. You want above and beyond. Thank you so much.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you!!! It was a pleasure assisting with the purchase of your beautiful new home! Thank you!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)