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Kathy Martinez - Branch Manager | NMLS ID #204213 in Colonial Heights, VA

Kathy Martinez

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Branch Manager | NMLS ID #204213

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    James P
    Jarratt, VA
    Posted on June 26th, 2024 01:32 PM
    Kathy coached me the whole way through,she was very soft spoken,made sure I understood the whole process,she kept me up to date on everything I needed to do and how far we were coming along,Kathy was awesome. I’m happy to have had her to help...
    read more
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you James for allowing me to assist with your 1st Home Purchase. Enjoy your new home!
  • Encompass
    A
    Amaia M
    Petersburg, VA
    Posted on June 16th, 2024 02:34 PM
    Kathy was very prompt, detailed, and explained complex financial concepts to me in a very understandable way.
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you Amaia. Enjoy your beautiful new home.
  • Encompass
    J
    John C R
    Valentines, VA
    Posted on May 28th, 2024 08:18 PM
    The open communication throughout the process and the helpfulness of Kathy with making sure that we understood everything made it a great experience.
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Enjoy your brand new home!!! Thank you for allowing me to assist with your purchase!
  • Encompass
    H
    Howard J W
    Colonial Heights, VA
    Posted on May 26th, 2024 11:36 AM
    Absolute professional from start to finish 👏🏻👏🏻 I have never been through a house buying experience made so accommodating to my work schedule and me personally..Kathy Thank you so much for everything you did to make this purchase happen..Thank...
    read more
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you Howard! It was my pleasure assisting with the purchase of your new home.
  • Encompass
    C
    Crystal R
    Moseley, VA
    Posted on March 2nd, 2024 01:57 PM
    She made it easy to understand process, she was very professional, very clear on all aspects of the process , her response and availability times was awesome . Very friendly and welcoming, felt like I had known her for a long time. I would...
    read more
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you and enjoy your new home!
  • Encompass
    E
    Eric R
    Moseley, VA
    Posted on March 1st, 2024 01:55 PM
    Without Kathy this would not have been possible. Definitely an asset to this company!!!
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you! Enjoy your beautiful new home!
  • Encompass
    J
    Jaasiel B
    Carson, VA
    Posted on February 23rd, 2024 06:53 PM
    Mrs. Kathy would always reach out to us and keep us updated with the loan process. She would also attend any questions or concerns we had. She was helpful in preparation to have our loan approved along with other possible programs we could...
    read more
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you for allowing me to assist with the purchase of your new home!
  • Encompass
    H
    Hector A C
    Chesterfield, VA
    Posted on February 10th, 2024 10:22 PM
    All the prosses.
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you for allowing me to assist with your mortgage!
  • Encompass
    A
    April P J
    North Chesterfield, VA
    Posted on February 9th, 2024 01:07 PM
    Kathy was so very helpful, and supportive throughout the entire process. She was always accessible via phone, text, and email. She eased my anxiety daily. Me and my husband were blessed to be able to have her as our Loan Officer.
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you! Enjoy your beautiful new home!
  • Encompass
    S
    Shawna R B
    North Chesterfield, VA
    Posted on February 3rd, 2024 10:33 PM
    You were amazing. You were hands on and cared about what happened to me and my family. You want above and beyond. Thank you so much.
    Reply from Kathy Martinez
    December 3rd, 2025 04:46 PM
    Thank you!!! It was a pleasure assisting with the purchase of your beautiful new home! Thank you!
  • 81–90 of 387
    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Virginia Housing - Grants and Down Payment Assistance
    Veteran Loans and Grants
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      Nov 14th, 2025 - Current
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #204213
    • Licensed in VA
    Awards
    Virginia Housing T...
    TMSI President Clu...
    Hamilton Group Fun...
    View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)