Kathy Martinez
Branch Manager | NMLS ID #204213
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kathy was so helpful the whole entire way! Whenever I had a question or concern, she was always ready to answer and help. She made the first time homebuying process so much more understandable and manageable for us. Her team is just as helpful...
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Kathy has truly been one of the highlights of my homebuying process. From the excellent level of communication at the start of the process, to the willingness to compare other estimates I received from other lenders, to making me truly feel...
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Reply from Kathy Martinez
August 2nd, 2026 02:00 PM
Thank you, Nya, for the review! You were equally fantastic to work with! Wishing you all the best in your home! Congratulations!
Kathy was amazing through this whole process Was there to answer questions and explain if I didn't understand something Thank you for everything!
Reply from Kathy Martinez
August 2nd, 2026 02:01 PM
Thank you for the opportunity to assist with your home purchase! Wishing you all the best and please don't hesitate to contact me.
Kathy is very helpful, she made me feel secure on day one .
Reply from Kathy Martinez
August 2nd, 2026 02:02 PM
Thank you, Diamonte! Looking forward to your next investment purchase - you are creating generational wealth!
The support was valuable, and the question was answered on time.
Reply from Kathy Martinez
August 2nd, 2026 02:03 PM
Thank you for allowing me to assist with your home purchase!
Communication
Reply from Kathy Martinez
August 2nd, 2026 02:03 PM
Thank you and wising you all the best in your beautiful new home! Please contact me if you have any questions or need anything in the future!
Kathy is the GOAT!!! Her professionalism and willingness to go extra mile to get deal done was second to none I truly appre her and the team
Reply from Kathy Martinez
August 2nd, 2026 02:05 PM
Madrice!!!!! Congratulations - enjoy your beautiful home. I truly enjoyed being part of your home ownership journey!
The amount of time it took close. It literally took like a month and some weeks!! Communication was amazing!! Kathy is definitely going to help you every step of the way!! Her entire team is amazing! I truly have no words & still in disbelief...
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Reply from Kathy Martinez
August 2nd, 2026 02:07 PM
Thank you! You are an amazing person, and I loved assisting with your purchase. Congratulations on your new home!
We had an excellent experience working with our mortgage manager throughout the entire process. She was professional, responsive, and incredibly efficient from start to finish. Every question we had was answered clearly and thoroughly, and...
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Reply from Kathy Martinez
August 2nd, 2026 02:09 PM
Thank you! You and your family are one of my favorite lifelong clients! Thank you for continuing to allow me to be a part of your journey!
Kathy was responsive and solution focused.
Reply from Kathy Martinez
August 2nd, 2026 02:10 PM
Thank you and I will always be available if you need assistance in the future!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)