Kathy Martinez
Branch Manager | NMLS ID #204213
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
You could tell Kathy cared about us being informed, and made herself available for all of our random questions. She has a great personality and is very knowledgable. She gave us confidence during this process.
Kathy went above and beyond to make sure I was comfortable buying my first home thank you Kathy and staff for your professionalism and awesome customer service I would also like to thank New Generation Reality (Maurice Curley) He went above...
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Kathy always made sure to explain EVERYTHING!
Kathy was super knowledgeable and helpful. Went over and beyond to ensure that she did everything she could for us to close on our new home. Very communicative and friendly. We appreciate you and your team so much!!!
Kathy and her team made the process so easy. They were there every step of the way helping in anything I needed. Thank you for everything!
Everyone was prompt and knowledgeable. They answered my multitude of questions with no problems. Everything was detailed and professional. Awesome experience in buying my first home!
I was never left in the dark or to fend for my self in the process if I needed extra assistance or didn't understand or had question after question Kathy made sure I understood every detail it was like having your best friend along the journey...
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Kathy was so helpful the whole entire way! Whenever I had a question or concern, she was always ready to answer and help. She made the first time homebuying process so much more understandable and manageable for us. Her team is just as helpful...
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Kathy has truly been one of the highlights of my homebuying process. From the excellent level of communication at the start of the process, to the willingness to compare other estimates I received from other lenders, to making me truly feel...
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Reply from Kathy Martinez
August 2nd, 2026 02:00 PM
Thank you, Nya, for the review! You were equally fantastic to work with! Wishing you all the best in your home! Congratulations!
Kathy was amazing through this whole process Was there to answer questions and explain if I didn't understand something Thank you for everything!
Reply from Kathy Martinez
August 2nd, 2026 02:01 PM
Thank you for the opportunity to assist with your home purchase! Wishing you all the best and please don't hesitate to contact me.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)