Kathy Martinez
Branch Manager | NMLS ID #204213
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Being 70 years old, I didn't really think homeownership was possible, but Kathy and Angel Martinez made a believer out of me, they helped me and my son with all the advice and helpful encouragement with the process. it truly has been a learning...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm thrilled to hear that we could assist you and your son in achieving homeownership. It was a pleasure working with you, and I'm glad to know that the process was a positive learning experience for you. Thank you for your kind words and recommendation....
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The process was simply explained
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm pleased to hear that the process was explained clearly. It was a pleasure assisting you, and I appreciate your feedback.
Kathy is a genuine person and she really wants to help pick the best product for your situation. I will definitely send her information to people looking for a mortgage.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm glad to hear that you found my assistance helpful in choosing the right mortgage product. Your recommendation means a lot, and I appreciate your trust in sharing my information with others. Thank you for your kind words.
Smooth process with easy, open communication!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm thrilled to hear that you found the process smooth and appreciated the open communication, Molly. It was a pleasure assisting you with your mortgage needs. Thank you for the positive feedback!
Kathy was great to work with for my second time
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm thrilled to hear that you had a positive experience working with me again. Thank you for choosing Tidewater Mortgage Services for your mortgage needs. If you have any further questions or need assistance in the future, please feel free...
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Mrs. Kathy was very informative and always made time to be available!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for the review - Enjoy your new home!
She made me feel comfortable in a sense of no question was off limit with great communication. Very welcoming.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for Ms. K! Enjoy your new home!
Learned a lot from Kathy, very knowledgeable, and I appreciate the patience thank you!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you Erick! Remember I am still here for any questions you may have. Enjoy your new home!
Everything
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you Christina!
Communication, support and overall knowledge and ability to explain the process
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for choosing Tidewater Mortgage Services Inc to assist with the purchase of your new home.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)