Kathy Martinez
Branch Manager | NMLS ID #204213
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
What made this experience the best was how available Kathy was every time I called or texted. She always answered my calls and when she was busy a
she always called back in a timely manner.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you Toni! Hope you are enjoying your new home! Kathy
Kathy worked insanely hard to close the deal on our home loan. She was available any time any day and communicated when she wasn't. She gave us a detailed list at the end of 2023 of what we needed to do to prepare for applying and that list...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm thrilled to hear about your positive experience, Ruenette. It was truly a pleasure to assist you with your home loan. I'm glad that the detailed list and ongoing communication helped make the process smoother and more manageable for you....
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Kathy made the process very simple for us! She was GREAT to work with!
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm thrilled to hear that the process was simple for you, Greg. It was a pleasure working with you at Tidewater Mortgage Services. Thank you for your kind words!
Was very friendly, kept in contact and answered any questions I had.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Enjoy your new home! Great purchase!
Was a great process working with kathy and the team from the start down to the closing
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for allowing me to assist your family. Enjoy your home!
Kathy made our experience great! we have worked with her in the past on our last house and were happy to find out we would be working with her again . She was on top of everything and kept us informed continually . She was quick to respond...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you! Enjoy your new home!!!
Kathy was a great support through this daunting undertaking. She is very knowledgeable and kept me informed throughout the process. She provided excellent advice and information! I am very appreciative to have had Kathy's guidance and support!...
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Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you! It was my pleasure to assist with your purchase.
Having such an amazing experience and lender to help make the process not stressful at all.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thanks! Happy to keep the process easy!
The personal contact with everyone
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
Thank you for your kind words, Roderick. I'm pleased to hear that you appreciated the personal contact throughout your experience with Tidewater Mortgage Services. It was a pleasure working with you.
They helped me keep me calm and they educated me on my progress.
Reply from Kathy Martinez
December 3rd, 2025 04:46 PM
I'm thrilled to hear that I could help keep you calm and informed throughout the process. It was a pleasure working with you at Tidewater Mortgage Services. Thank you for your kind words and for choosing us!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)