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Katherine Rivas - Senior Loan Officer in Melbourne, FL
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Katherine Rivas

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Senior Loan Officer

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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • Encompass
    L
    Larry D R
    Palm Bay, FL
    Posted on June 1st, 2023 03:40 PM
    Your communication for one your friendly smile for two and the way you treated my wife and I. Three.
    Reply from Katherine Rivas
    May 20th, 2026 12:06 AM
    I'm grateful for your kind words, Larry. It was a pleasure communicating with you and your wife, and I'm happy to know you felt welcomed. Thank you for choosing us!
  • Encompass
    M
    Maria M S
    Sebastian, FL
    Posted on May 7th, 2023 11:44 PM
    The people that ,I work with great. Thanks.god bless you
    Reply from Katherine Rivas
    June 9th, 2026 09:19 PM
    I'm happy to hear that you had a great experience with the team, Maria. Thank you for your kind words, and may you also be blessed.
  • Encompass
    C
    Claudia P G
    Melbourne, FL
    Posted on April 26th, 2023 03:03 PM
    Todos fueron muy excelentes gracias
    Reply from Katherine Rivas
    June 9th, 2026 09:19 PM
    Claudia, me alegra saber que tuviste una experiencia tan buena. Aprecio mucho tus amables palabras y estoy aquí para ayudarte con lo que necesites en el futuro.
  • Encompass
    J
    John C C
    Grant Valkaria, FL
    Posted on April 19th, 2023 05:41 PM
    Always answer questions quickly and communication was constant through the whole process. Everyone showed professionalism and was able to work with my schedule.
    Reply from Katherine Rivas
    June 9th, 2026 09:20 PM
    I'm glad to hear that you appreciated the communication and professionalism throughout the process, John. It's important to me to be responsive and accommodating to my clients' schedules. Thank you for sharing your positive experience with...
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  • Encompass
    A
    Adam R B
    Palm Bay, FL
    Posted on March 21st, 2023 09:48 AM
    I felt like you were here for me ans easily accessible, also I appreciate how quickly you responded and acted
    Reply from Katherine Rivas
    June 9th, 2026 09:20 PM
    I'm grateful for your kind words, Adam. I'm happy to hear that you felt supported and found my responsiveness helpful. It's important to me to be accessible and act quickly for my clients. Thank you for choosing Embrace Home Loans!
  • Encompass
    E
    Elianitza G
    Palm Bay, FL
    Posted on February 4th, 2023 03:21 PM
    The team was very attentive to detail and were quick to respond questions. Communication throughout the process was great. Katherine was great giving me the tips getting credit up and Hernando was on point getting the documents needed, made...
    read more
    Reply from Katherine Rivas
    June 9th, 2026 09:21 PM
    I'm grateful for your kind words, Elianitza. It's wonderful to hear that you found the communication effective and that the process went smoothly. I'm pleased that my tips on improving credit were helpful, and it's great to know Hernando assisted...
    read more
  • Encompass
    M
    Maria E R
    Palm Bay, FL
    Posted on November 14th, 2022 12:28 AM
    I had a very nice experience with Katherine. There was great communication and explanations from the start. Thank you
    Reply from Katherine Rivas
    June 9th, 2026 09:21 PM
    I'm grateful for your kind words, Maria. I'm pleased to know that the communication and explanations met your expectations. Thank you for sharing your experience with me at Embrace Home Loans!
  • Encompass
    J
    Jorge J C
    Grant Valkaria, FL
    Posted on November 7th, 2022 02:14 PM
    Great experience
    Reply from Katherine Rivas
    June 9th, 2026 09:21 PM
    I'm glad to hear you had a great experience, Jorge! Your feedback is truly appreciated, and I'm here to assist you whenever you need.
  • Encompass
    J
    Jessica C P
    Palm Bay, FL
    Posted on October 7th, 2022 10:40 PM
    They all provided great customer service and helped guide me through the process.
    Reply from Katherine Rivas
    June 9th, 2026 09:22 PM
    I'm pleased to hear that you felt well-supported throughout the process, Jessica. Providing great customer service is a top priority for me at Embrace Home Loans. If there's anything more I can do for you, please feel free to reach out.
  • Encompass
    L
    Leeanne B
    Palm Bay, FL
    Posted on August 22nd, 2022 01:15 PM
    ✅ Communication ✅ Expertise ✅ Crazy quick closing You guys made it happen!!! Thank you so much
    Reply from Katherine Rivas
    June 9th, 2026 09:22 PM
    I'm grateful for your wonderful feedback, Leeanne! I'm pleased that the communication, expertise, and quick closing met your expectations. It's always my aim to make things happen smoothly for my clients. Thank you for trusting Embrace Home...
    read more
  • 61–70 of 263
    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Specialities
    1st time homebuyer programs: FL Bond, Hometown Heroes, Home Sweet Home, Community Housing Initiative
    What is the Search Rank Score®?
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jan 5th, 2026 - Current
    • The Mortgage Firm Space Coast - Assistant Branch Manager
      Jun 15th, 2016 - Sep 1st, 2025
    Memberships
    • Brevard Hispanic Chamber of Commerce
    • Space Coast Association of Realtors
    • Palm Bay Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1005484
    Gallery
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Hobbies
    • Gym
    • Travel & experiences
    • Family activities
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.