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Katherine Rivas - Senior Loan Officer in Melbourne, FL

Katherine Rivas

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Senior Loan Officer

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Katherine Rivas (NMLS #1005484) is a Senior Mortgage Loan Originator with Embrace Home Loans, proudly serving Brevard County and Florida's Space Coast. With nearly a decade of experience in the mortgage industry, she's known for her clear c...... Show More
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Overall Ratings
4.96
(248)
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Reviews from Web
  • 5.0
    SFTP
    S
    Sheena P
    Cocoa, FL
    Posted on May 19th, 2026 12:11 PM
    Katherine professionalism, and punctuallity on time straints.
    Reply from Katherine Rivas
    May 20th, 2026 12:03 AM
    Thank you for your kind words, Sheena. I'm glad to hear that my professionalism and punctuality met your expectations during the process. If there's anything else you need, feel free to reach out.
  • 5.0
    SFTP
    A
    Akela J
    Palm Bay, FL
    Posted on April 1st, 2026 07:14 PM
    Katherine was fantastic and walked us through the entire process.
    Reply from Katherine Rivas
    April 1st, 2026 09:15 PM
    I appreciate your kind words, Akela. I'm glad to hear that you felt well-guided throughout the process. My goal is always to make the experience as smooth and clear as possible for my clients. If there's anything else you need, please feel...
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  • 5.0
    SFTP
    E
    Elizandra S
    Palm Bay, FL
    Posted on April 1st, 2026 03:39 PM
    Communication was great & Complete process was seamless!
    Reply from Katherine Rivas
    April 1st, 2026 03:41 PM
    I'm glad to hear that the communication met your expectations, Elizandra, and that the process was seamless for you. Ensuring a smooth experience is always a priority for me. Thank you for your kind words and for choosing to work with me at...
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  • 5.0
    SFTP
    I
    Iris W
    Palm Bay, FL
    Posted on March 31st, 2026 02:44 PM
    Smooth process with a week early closing!
    Reply from Katherine Rivas
    March 31st, 2026 10:41 PM
    I'm pleased to hear that the process went smoothly and that we were able to close a week ahead of schedule, Iris. It’s always my aim to exceed expectations and ensure everything runs efficiently. Thank you for entrusting us with your clients...
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  • 4.5
    SFTP
    M
    Michael L
    Greenacres, FL
    Posted on March 10th, 2026 10:32 PM
    Great experience
    Reply from Katherine Rivas
    March 17th, 2026 05:51 PM
    It's great to hear you had a positive experience, Michael. I'm glad I could assist you with your purchase at Embrace Home Loans. Please feel free to reach out if you need anything else in the future.
  • 5.0
    SFTP
    C
    Christa M
    Greenacres, FL
    Posted on March 4th, 2026 09:10 PM
    The communication and commitment to get the buyer to close is remarkable. I appreciate the teamwork and getting us to the closing table . I would refer Katherine Rivas / Embrace to anyone that wants to get a loan and actually close .
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    Reply from Katherine Rivas
    March 17th, 2026 05:52 PM
    Christa, thank you for sharing your experience. I genuinely appreciate your acknowledgment of the communication and commitment involved in getting you to the closing table. It's important to me to provide this level of service, and your words...
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  • 3.83
    Encompass
    J
    Jovani S B
    Palm Bay, FL
    Posted on August 5th, 2025 02:53 PM
    Digital signing and documentation.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm glad you took the time to share your experience with the digital signing and documentation process. If there are any details you would like to discuss or any issues you encountered, please feel free to reach out to me directly. I'm here...
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  • 5.0
    Encompass
    K
    Katie H
    Melbourne, FL
    Posted on June 3rd, 2025 07:44 PM
    Communication is key and the communication was excellent! The team had no issues answe any questions we had and answered them thoroughly.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm thrilled to hear that you found the communication excellent throughout the process. It was a pleasure assisting you, and I'm glad we could address all your questions thoroughly. Thank you for your feedback and trusting The Mortgage Firm...
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  • 5.0
    Encompass
    A
    Ana L S
    Palm Bay, FL
    Posted on May 23rd, 2025 08:15 PM
    acompañamiento, apoyo, comprension y profesionalismo demasiado excelentes, mas que contentos con el servicio que recibimos, el trato humano de Katherine y su equipo es increible Muchas gracias por todo!
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Fue un placer trabajar con usted y su familia. Feliz que estan contentos con el servicio que les dimos :) Si necesitan algo no duden en llamar. Felicidades de nuevo!
  • 5.0
    Encompass
    L
    Lawanna L B
    Cocoa, FL
    Posted on May 7th, 2025 04:41 AM
    The caring and professional support that I received.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I am thrilled to hear that you felt supported throughout the process. Providing caring and professional service is a top priority for me. Thank you for your kind words and for choosing The Mortgage Firm.
  • 10 of 248
    About
    Katherine Rivas (NMLS #1005484) is a Senior Mortgage Loan Originator with Embrace Home Loans, proudly serving Brevard County and Florida's Space Coast. With nearly a decade of experience in the mortgage industry, she's known for her clear communication, client-first approach, and commitment to helping families make confident, informed home financing decisions. Contact Katherine today to explore your home loan options and get pre-approved! Katherine Rivas is a premier mortgage loan officer and local lending expert in Central Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing. Katherine provides comprehensive home financing solutions with Embrace Home Loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Specialities
    1st time homebuyer programs: FL Bond, Hometown Heroes, Home Sweet Home, Community Housing Initiative
    605
    /850
    Search Rank Score
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jan 5th, 2026 - Current
    • The Mortgage Firm Space Coast - Assistant Branch Manager
      Jun 15th, 2016 - Sep 1st, 2025
    Memberships
    • Brevard Hispanic Chamber of Commerce
    • Space Coast Association of Realtors
    • Greater Palm Bay Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1005484
    Gallery
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Hobbies
    • Gym
    • Travel & experiences
    • Family activities
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.