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Katherine Rivas - Senior Loan Officer in Melbourne, FL
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Katherine Rivas

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Senior Loan Officer

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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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  • google
    M
    Michael A
    Posted on August 20th, 2026 01:16 PM
    Katherine was a consultant professional and she was always there to answer any questions She had us clear to close a week before closing I would recommend Her to anyone
    Reply from Katherine Rivas
    August 21st, 2026 01:45 PM
    Thank you, michael, for your kind words. I'm pleased I could support you throughout the process and ensure everything was ready ahead of schedule. Your recommendation means a lot to me.
  • SFTP
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    Michael A
    Palm Bay, FL
    Posted on August 20th, 2026 01:06 PM
    Katherine was a constant professional Very helpful answer All questions and made this a pleasant experience she had us clear to close a week before closing
    Reply from Katherine Rivas
    August 20th, 2026 11:26 PM
    Thank you for sharing your experience, Michael. I'm pleased to hear that I could assist in making the process smooth and ensure you were clear to close ahead of schedule. Your satisfaction is important to me, and I'm grateful for your kind...
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  • SFTP
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    Vanessa V
    Palm Bay, FL
    Posted on August 15th, 2026 12:25 PM
    Katherine was amazing and very attentive she made sure everything that was needed to get the house was sent on a timely manner. She was very helpful throughout this whole process.
    Reply from Katherine Rivas
    August 20th, 2026 03:03 PM
    Vanessa, I appreciate your kind words. I'm glad I could assist you and ensure everything was handled promptly during your home buying journey. It's great to hear that you felt supported throughout the process.
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    Rafael G
    Posted on August 8th, 2026 01:29 AM
    Katherine Rivas has received a review with 5 star rating from Rafael G
    Reply from Owner
    August 20th, 2026 11:26 PM
    Thank you, Rafael, for your great rating! I'm pleased to know you're satisfied with my services at Embrace Home Loans.
  • SFTP
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    Rafael G
    Melbourne, FL
    Posted on August 8th, 2026 01:27 AM
    Katherin and Erika did a great job during the process of getting my house
    Reply from Katherine Rivas
    August 13th, 2026 01:22 PM
    I'm grateful for your kind words, Rafael. It's wonderful to know that both Erika and I could assist you effectively during your home buying process.
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    Denise A
    Posted on June 21st, 2026 02:50 PM
    Amazing experience. Every transaction was smooth and she was very attentive in every step of the way. Everything was thoroughly explained. Katherine and her team is who to go to. 100% recommend.
    Reply from Owner
    June 25th, 2026 05:04 PM
    Denise, I'm grateful for your kind words and recommendation! I'm glad to hear that you had such a smooth experience and felt well-supported throughout the process. Ensuring everything is clearly explained is something I prioritize. Thank you...
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  • SFTP
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    Denise A
    Palm Bay, FL
    Posted on June 21st, 2026 02:45 PM
    Quick to respond, polite, and will do whatever it takes for their clients. Every process was so smooth. 100% recommend.
    Reply from Katherine Rivas
    June 25th, 2026 05:07 PM
    Denise, I'm grateful for your kind words and recommendation! I strive to provide quick and smooth processes for my clients, and I'm pleased to know that you experienced just that. If there's anything more I can do for you, please feel free...
    read more
  • SFTP
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    Katherine T
    Cocoa, FL
    Posted on June 15th, 2026 03:34 PM
    Awesome loan officer and gets the job done no matter the circumstances. My clients are very satisfied and will use her services again.
    Reply from Katherine Rivas
    June 15th, 2026 03:39 PM
    I'm happy to hear that your clients are satisfied with my services, Katherine. It's always my priority to ensure a smooth process and successful outcomes, regardless of the circumstances. Thank you for your trust and support!
  • SFTP
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    Victor C
    Cocoa, FL
    Posted on June 9th, 2026 04:00 PM
    Very nice and excellent servic.
    Reply from Katherine Rivas
    June 9th, 2026 09:18 PM
    Thank you for your kind words, Victor! I'm glad to hear that you found the service excellent. Your feedback is greatly appreciated, and I'm here if you need any further assistance.
  • SFTP
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    Kedna M
    Vero Beach, FL
    Posted on June 3rd, 2026 01:10 PM
    Good team to help me to find a great house
    Reply from Katherine Rivas
    June 3rd, 2026 07:00 PM
    Thank you for your kind words, Kedna. I'm happy to hear that you found our team helpful in finding a great house. Your satisfaction is important to me, and I'm grateful for your positive feedback.
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    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Specialities
    1st time homebuyer programs: FL Bond, Hometown Heroes, Home Sweet Home, Community Housing Initiative
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jan 5th, 2026 - Current
    • The Mortgage Firm Space Coast - Assistant Branch Manager
      Jun 15th, 2016 - Sep 1st, 2025
    Memberships
    • Brevard Hispanic Chamber of Commerce
    • Space Coast Association of Realtors
    • Greater Palm Bay Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1005484
    Gallery
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Hobbies
    • Gym
    • Travel & experiences
    • Family activities
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.