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Katherine Rivas - Senior Loan Officer in Melbourne, FL
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Katherine Rivas

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Senior Loan Officer

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Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • Encompass
    R
    Richard H R
    Palm Bay, FL
    Posted on August 9th, 2023 10:17 PM
    Katherine is wonderful and very helpful though out the entire process. Thank you so much!
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm glad to hear that you had a positive experience, Richard! Your feedback means a lot to me. It's always my goal to provide helpful, professional service throughout the entire mortgage process. Thank you for choosing The Mortgage Firm and...
    read more
  • Encompass
    B
    Benjamin E R
    Palm Bay, FL
    Posted on July 26th, 2023 09:07 PM
    Katherine and Sammy made buying a home a breeze. They are very professional and always made sure to explain everything to me when i had any questions. Their response time was surprising and never had me waiting on a response to move forward...
    read more
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Thank you so much, Benjamin, for such a glowing review. I'm thrilled to hear that Sammy and I were able to make your home buying process a breeze and that our fast response time exceeded your expectations. We always strive to provide clear...
    read more
  • Encompass
    K
    Kevin S L
    Palm Bay, FL
    Posted on July 11th, 2023 02:31 PM
    Katherine and the team were extremely helpful and accommodating throughout the entire process. They were very responsive to any questions I had and made it stress free as possible.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Thank you so much for your positive feedback, Kevin. I'm thrilled to hear that you found our team to be helpful and responsive. Our goal at The Mortgage Firm is to provide customers with a stress-free experience throughout the process, and...
    read more
  • Encompass
    L
    Leroy T H
    Palm Bay, FL
    Posted on July 4th, 2023 10:43 PM
    Great team
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm thrilled to hear that you had a positive experience with our team, Leroy. Your feedback is much appreciated. We aim to provide the best service at The Mortgage Firm. Despite the 4-star rating, we will strive to improve any areas that might...
    read more
  • Encompass
    P
    Peter D S
    Palm Bay, FL
    Posted on July 1st, 2023 01:02 PM
    Super responsive ,very communicative.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    Thank you for your generous rating, Peter! I'm thrilled to know that you found my services at The Mortgage Firm to be responsive and communicative. I strive to keep my clients updated and informed at all times. Your positive feedback is very...
    read more
  • facebook
    L
    Leslie C R
    Posted on June 9th, 2023 11:00 AM
    Katherine is absolutely incredible. When she sets out to help a client she will get it done. Whether you are ready to purchase immediately or have some work to do her perseverance will be sure to get you to the Finishline. When she provides...
    read more
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm overjoyed to hear that you had such a positive experience, Leslie. It's always my goal to ensure the process is smooth and efficient, whether you're ready to purchase immediately or need some time. I'm glad you found my optimism and energy...
    read more
  • Encompass
    K
    Kametria N L
    Palm Bay, FL
    Posted on June 6th, 2023 01:13 PM
    I could tell Katherine really cares about what she does. She went above and beyond for me and I'm forever grateful.
    Reply from Katherine Rivas
    March 17th, 2026 02:24 PM
    I'm so pleased to hear about your positive experience, Kametria! Ensuring satisfaction and going the extra mile for my clients is something I really value. Your kind words mean a lot to me and will motivate me to provide even better service...
    read more
  • Encompass
    K
    Karen H R
    Palm Bay, FL
    Posted on June 5th, 2023 10:19 AM
    The Very Best Continuous Communication throughout the process.
    Reply from Katherine Rivas
    May 20th, 2026 12:04 AM
    I'm grateful for your kind words, Karen. Maintaining continuous communication is a priority for me, and I'm glad it made a positive impact on your experience with us. Thank you for your feedback!
  • Encompass
    L
    Loida R
    Palm Bay, FL
    Posted on June 4th, 2023 02:47 PM
    Katherine and her Team are amazing!! Highly reccomend!
    Reply from Katherine Rivas
    May 20th, 2026 12:05 AM
    I'm grateful for your kind words, Loida! It's appreciated to hear that you had a positive experience with my team and I. Thank you for your recommendation!
  • Encompass
    R
    Ricardo J M
    Merritt Island, FL
    Posted on June 3rd, 2023 11:10 AM
    Everything flowed and it was all super fast
    Reply from Katherine Rivas
    May 20th, 2026 12:05 AM
    I'm glad to hear that everything went smoothly and quickly for you, Ricardo. Efficiency is something I strive for, so it's appreciated to know that you had a positive experience. Thank you for your kind feedback!
  • 51–60 of 263
    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Specialities
    1st time homebuyer programs: FL Bond, Hometown Heroes, Home Sweet Home, Community Housing Initiative
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jan 5th, 2026 - Current
    • The Mortgage Firm Space Coast - Assistant Branch Manager
      Jun 15th, 2016 - Sep 1st, 2025
    Memberships
    • Brevard Hispanic Chamber of Commerce
    • Space Coast Association of Realtors
    • Palm Bay Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1005484
    Gallery
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Katherine Rivas - Gallery Photo
    Hobbies
    • Gym
    • Travel & experiences
    • Family activities
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.