

Katherine Galdamez
Sr. Mortgage Advisor/ Sales Manager | NMLS# 125001...

With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Katherine was a fantastic Loan Agent! Her background, knowledge, and experience was invaluable to my husband and I as first time home buyers. She worked around our tumultuous schedule to make sure we were comfortable with the process. She was...
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My husband and I had a great experience working with Katherine. We refinanced our home in a fast and easy process. She had absolute great communication with us and made the process as simple as she could for us.
This woman is amazing. She did for me what NO ONE could. I tried to refinance my house for 2 years with no luck anything that could go wrong did . Katherine got it done in months like there were no problems. She answered every question i had,...
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Katherine made refinancing my house seamless, fast and easy. She works hard (and late) and was always available for and responsive to my questions. I felt comfortable and at ease the entire time and the outcome was fantastic. Thanks to Katherine...
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I worked with different loan officer/banks and Katherine knows how to Provide great service, on time closings keep up the great work!! Looking for another deal!!
Katherine is my go to lender for my personal home financing. Which is why when I recommend her I have no doubt in mind she will not disappoint. As a Realtor it is important to me and my clients that my lender can speak Spanish fluently and...
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Just wanted to say thank you Katherine sincerely we couldn't have done this without you. You truly where there every step of the way reassuring me everything would work out and be okay. And sure enough it did. We found our dream home as you...
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About
With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up in this business, I’ve seen the power homeownership can have on people’s lives not just financially, but emotionally and generationally. That’s why I approach every client with heart and a clear plan. Whether you’re buying your first home, investing in your second, or exploring down payment assistance programs, I’m here to guide you every step of the way. My specialty lies in breaking down complex lending options into easy-to-understand choices. I believe in building trust through education, transparency, and tailored solutions that actually make sense for your lifestyle and goals. Based in Pleasant Hill, I proudly serve clients all over California and beyond. I'm bilingual (English/Spanish) and especially enjoy helping first-time buyers and families who never thought homeownership was possible. When I'm not working with clients, I love spending time with my husband, our young son, and our two dogs whether that’s gardening, hiking, or running around outdoors. If you're looking for a mortgage advisor who brings experience, strategy, and a personal touch I’d love to connect.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional
FHA/VA
Jumbo
Fixed Rate Mortgage
Adjustable Rate Mortgage
USDA Home Loan
FHA/VA Streamline Refinance
Home Equity Line of Credit (HELOC)
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Memberships
- Lafayette Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1250010
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+8
Awards
Presidents' Club
Top 100 Latino MLO...
Achievements
- Presidents' Club
- No 1 Non QM Lender
Hobbies
- Running
- Gardening
- Training my dogs
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.