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Katherine Galdamez

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Sr. Mortgage Advisor/ Sales Manager | NMLS# 125001...

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With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up...... Show More
Location & Business Hours
Tuesday
24h
(Open Now)
Wednesday
24h
Thursday
24h
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Overall Ratings
4.99
(49)
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About
With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up in this business, I’ve seen the power homeownership can have on people’s lives not just financially, but emotionally and generationally. That’s why I approach every client with heart and a clear plan. Whether you’re buying your first home, investing in your second, or exploring down payment assistance programs, I’m here to guide you every step of the way. My specialty lies in breaking down complex lending options into easy-to-understand choices. I believe in building trust through education, transparency, and tailored solutions that actually make sense for your lifestyle and goals. Based in Pleasant Hill, I proudly serve clients all over California and beyond. I'm bilingual (English/Spanish) and especially enjoy helping first-time buyers and families who never thought homeownership was possible. When I'm not working with clients, I love spending time with my husband, our young son, and our two dogs whether that’s gardening, hiking, or running around outdoors. If you're looking for a mortgage advisor who brings experience, strategy, and a personal touch I’d love to connect.
Specialities
Conventional
FHA/VA
Jumbo
Fixed Rate Mortgage
Adjustable Rate Mortgage
USDA Home Loan
FHA/VA Streamline Refinance
Home Equity Line of Credit (HELOC)
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237
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Memberships
  • Lafayette Chamber of Commerce
Addresses and Serving Areas

Year Started

2005

Time Zone

Pacific Standard Time (PST)
Licenses
  • NMLS# 1250010
Gallery
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+8
Awards
Presidents' Club
Top 100 Latino MLO...
Achievements
  • Presidents' Club
  • No 1 Non QM Lender
Hobbies
  • Running
  • Gardening
  • Training my dogs
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.