

Katherine Galdamez
Sr. Mortgage Advisor/ Sales Manager | NMLS# 125001...

With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Katherine G. And her team took exceptional care of me while I was trying to finance my properties. They want above and beyond to make sure I was getting the best rate and overall benefit of my mortgage.
Reply from Katherine Galdamez
December 18th, 2025 11:15 PM
It was great working with you. Thanks again for putting your trust in us.
Ihad a great experience working with my mortgage lender from start to finish. They were knowledgeable, responsive, and took the time to clearly explain every step of the process. Communication was consistent, and all questions were answered...
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Reply from Katherine Galdamez
December 18th, 2025 04:37 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Katherine, listened to our refinance objective and came back to us offering two options that would help us meet our objective. She reviewed the pros and cons on each package with us so we could make an informed decision about what worked best...
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Reply from Katherine Galdamez
December 18th, 2025 08:11 AM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
(Translated by Google) Excellent service! They help with any questions you have, guide you step by step, and are very attentive. I highly recommend them. Thanks to them, we were able to buy our house. Thank you so much!(Original)Muy Excelente...
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Reply from Owner
December 16th, 2025 09:40 PM
¡Muchísimas gracias por tomarte el tiempo de compartir tu experiencia! Fue un verdadero gusto acompañarlos en cada paso del proceso. Me alegra mucho saber que se sintieron guiados, apoyados y con sus preguntas aclaradas durante todo el camino....
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Love how Katherine work with me, as a first time home buyer, she helped me with all questions that I had and was always so kind and friendly.. As well she did all she could to help us out. I recommend her 100 %. And as well she was always so...
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Reply from Owner
December 16th, 2025 09:42 PM
Thank you so much for your kind words and for trusting me with such an important milestone! It was truly a pleasure working with you and guiding you through your journey as a first-time homebuyer. I’m so glad you felt supported, informed, and...
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(Translated by Google) Thank you Katherine, Cristina, and Alma for helping us close the deal on the house. You were always there to help us overcome any obstacles. You gave us ideas, advice, and options to solve problems and continue the purchase...
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Reply from Owner
December 16th, 2025 09:45 PM
¡Muchísimas gracias, José, por tan lindas palabras! Fue un verdadero honor poder acompañarlos a ti y a tu familia durante todo el proceso de compra de su hogar. Nos alegra mucho saber que se sintieron apoyados, orientados y con opciones claras...
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As a new homeowner, this was my first time applying for a mortgage. Katherine was terrific every step of the way. From our first conversation, she explained things thoroughly and already demonstrated her expertise of mortgages and the home...
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Reply from Owner
November 6th, 2025 01:07 AM
Thank you so much for your kind words and for trusting me and Christina to guide you through the process! It was truly a pleasure helping you navigate through everything and making sure you felt comfortable every step of the way. Congratulations...
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I just wanted to start off by saying that Katherine is amazing. My husband and I really second guessed home buying because we didn’t think it was possible to get a loan that worked with our income. Katherine, went above and beyond by giving...
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Reply from Owner
November 6th, 2025 01:08 AM
Thank you so much, Tiana! It means the world to me that you and your husband trusted me to be part of your homebuying journey. I know how big of a step this can feel, and I’m so glad we were able to find the right loan and make the process...
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We have worked with Katherine Galdamez @ Change Home Mortgage on several home mortgages and I must say we have had nothing but exceptional dealing with her. Deadlines are always met and the quality of her work has been superb! The few times...
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Reply from Owner
November 6th, 2025 01:09 AM
Thank you so much, Laura! It’s always such a pleasure working with you and your family. I truly appreciate your continued trust and loyalty over the years helping you with each home purchase and refinance has been so rewarding. Your kind words...
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I bought my first house little bit over three years ago and Katherine was extremely helpful with everything. This time around, we were looking for another house and I immediately reached back to Katherine without even thinking about considering...
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Reply from Owner
November 6th, 2025 01:10 AM
Thank you so much, Nermana! It’s been such a joy helping you once again from your first home to your new one! Your continued trust truly means the world to me and my team. We’re so happy the process was smooth and stress-free, and we look forward...
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About
With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up in this business, I’ve seen the power homeownership can have on people’s lives not just financially, but emotionally and generationally. That’s why I approach every client with heart and a clear plan. Whether you’re buying your first home, investing in your second, or exploring down payment assistance programs, I’m here to guide you every step of the way. My specialty lies in breaking down complex lending options into easy-to-understand choices. I believe in building trust through education, transparency, and tailored solutions that actually make sense for your lifestyle and goals. Based in Pleasant Hill, I proudly serve clients all over California and beyond. I'm bilingual (English/Spanish) and especially enjoy helping first-time buyers and families who never thought homeownership was possible. When I'm not working with clients, I love spending time with my husband, our young son, and our two dogs whether that’s gardening, hiking, or running around outdoors. If you're looking for a mortgage advisor who brings experience, strategy, and a personal touch I’d love to connect.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional
FHA/VA
Jumbo
Fixed Rate Mortgage
Adjustable Rate Mortgage
USDA Home Loan
FHA/VA Streamline Refinance
Home Equity Line of Credit (HELOC)
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Memberships
- Lafayette Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1250010
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+8
Awards
Presidents' Club
Top 100 Latino MLO...
Achievements
- Presidents' Club
- No 1 Non QM Lender
Hobbies
- Running
- Gardening
- Training my dogs
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.