

Katherine Galdamez
Sr. Mortgage Advisor/ Sales Manager | NMLS# 125001...

With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up... Show More
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Business Hours
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Katherine really made it happen for me, I cannot thank her enough it was my first time purchasing a home. Her and her team really made it easy for me and did it. I will definitely refer people her way!
Reply from Owner
April 30th, 2025 07:01 PM
Thank you so much for your kind words! It was truly an honor to help you through your first home purchase. I'm so glad my team and I could make the process smooth and stress-free for you. Your trust and future referrals mean everything to us—we’re...
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Kathrine was extremely helpful and incredibly patient working with my busy schedule and staying in constant communication during the loan process.
Reply from Owner
May 6th, 2024 09:35 PM
Thank you so much for your kind words, Jay. I'm delighted to hear that you had a positive experience with our loan process. At CrossCountry Mortgage, we always strive to provide top-notch service to our customers and it's wonderful to know...
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Katherine has been amazing! During our qualifying period she practically held our hand, and led us through the process. She has always given us all scenarios that could occur, with the best solution for every situation. Sometimes using her...
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Reply from Owner
May 6th, 2024 09:38 PM
Thank you so much for your kind words, Jason. I'm so thrilled to hear how much you've appreciated our time together. Navigating the mortgage process can be daunting, but it's always my priority to guide my clients every step of the way. It's...
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My entire process with Katherine was seamless! Buying a home in the Bay Area is complicated and stressful. Katherine really helped alleviate the challenges. Highly recommend!
Reply from Owner
May 6th, 2024 09:39 PM
Thank you so much, Justin, for your kind words and a fantastic rating. It was a pleasure assisting you throughout your home buying process. I understand how complicated and stressful buying a home in the Bay Area can be and I'm thrilled to...
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Nos ayudaron con todo el proceso Y cuando digo todo es en todo , fue muy rápido todo Y lo mejor que hablan español , todo el proceso fue mas facil para nosotros muchas gracias katherine !!!
Reply from Owner
May 6th, 2024 12:00 AM
¡Muchas gracias por sus amables palabras y por la calificación de 5 estrellas! Lamento la demora en responder, pero quería expresar cuánto apreciamos sus comentarios. Es maravilloso saber que nuestros servicios en español facilitaron el proceso...
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Katherine Galdamez is one of the most knowledgeable mortgage advisor we've refinanced with. Katherine was able to find us the best option for us that would benefit us the most. She let us know exactly what we need and processed them all with...
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Reply from Owner
May 6th, 2024 12:00 AM
I apologize for the delayed response, but I'm delighted to know that I provided you with excellent service and guidance throughout your refinancing process. Thank you for your kind words and for recommending our services. If there's anything...
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I was referred to Katherine for our home loan application. Honestly, I thought that buying a house will be either impossible for us or very hard and stressful process but it turned out to be the easiest thing ever. Katherine was very sweet...
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Reply from Owner
May 6th, 2024 12:00 AM
Thank you so much for taking the time to share your positive experience, and I apologize for the delayed response. I'm thrilled to hear that we were able to make your home loan process smooth and stress-free. It's great to know that you found...
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Katherine calmed my nerves and held my hand though the whole loan process. She was always quick to respond when we called or texted . She even helped me with the sending of all the paperwork.
Reply from Owner
May 6th, 2024 12:00 AM
Thank you for your kind words and for taking the time to share your experience! I apologize for the delay in response. I'm thrilled to hear that we were able to assist you effectively throughout your loan process and made everything smoother...
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Katherine was very hopeful person Guiding us threw very step of the way & Very time I had a ques. She was there to help us Even when it was after hr’s We highly recommend her Thank U for helping us out & Buying are first home
Reply from Owner
May 6th, 2024 12:00 AM
Thank you so much for your kind words! I apologize for the delayed response, but I'm thrilled to hear about your positive experience. It was truly a pleasure guiding you through each step of the home buying process, and I'm glad I could assist...
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I am a first time home buyer. Katherine made the process extremely easy for me. She really went to work for me so I did not have to worry about anything. The process start to finish was a breeze and we were able to close the deal very quickly....
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About
With over 20 years in the mortgage industry, I’ve helped hundreds of families and individuals navigate the home loan process with clarity, confidence, and a strategy that supports long-term wealth through real-estate. As someone who grew up in this business, I’ve seen the power homeownership can have on people’s lives not just financially, but emotionally and generationally. That’s why I approach every client with heart and a clear plan. Whether you’re buying your first home, investing in your second, or exploring down payment assistance programs, I’m here to guide you every step of the way. My specialty lies in breaking down complex lending options into easy-to-understand choices. I believe in building trust through education, transparency, and tailored solutions that actually make sense for your lifestyle and goals. Based in Pleasant Hill, I proudly serve clients all over California and beyond. I'm bilingual (English/Spanish) and especially enjoy helping first-time buyers and families who never thought homeownership was possible. When I'm not working with clients, I love spending time with my husband, our young son, and our two dogs whether that’s gardening, hiking, or running around outdoors. If you're looking for a mortgage advisor who brings experience, strategy, and a personal touch I’d love to connect.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional
FHA/VA
Jumbo
Fixed Rate Mortgage
Adjustable Rate Mortgage
USDA Home Loan
FHA/VA Streamline Refinance
Home Equity Line of Credit (HELOC)
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Memberships
- Lafayette Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1250010
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+8
Awards
Presidents' Club
Top 100 Latino MLO...
Achievements
- Presidents' Club
- No 1 Non QM Lender
Hobbies
- Running
- Gardening
- Training my dogs
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.