Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Communication was great. The timing to complete the whole loan process was great. It was pleasant and stress free working with Kate She was fantastic. I would highly recommended Kate Day°
Reply from Kate Day
March 19th, 2026 03:48 PM
Thank you so much for the kind words and recommendation - it truly means the world to me and my team! I'm so glad to hear that the communication and timing mad the process smooth and stress-free for you. That's always our goal, and it was an...
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Kate was wonderful and was always available and amazing. She made the experience fun I would work with her again .
Reply from Kate Day
March 19th, 2026 03:52 PM
Thank you so much for your sweet words! I truly loved working with you and your wife and I'm so glad you felt supported every step of the way - that's exactly the experience The Day Team strives to create. Making the process smooth, while still...
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This is the most knowledgeable, hardworking, genuine team you will ever work with. Without any hesitation whatsoever, I highly recommend them.
Reply from Kate and Tim Day - Flat Branch Home...
March 19th, 2026 03:57 PM
WOW- thank you Michelle so much for this incredible feedback!Your words truly mean a lot to me and my team. We take great pride in being knowledgeable, working hard behind the scenes, and most importantly, showing up in a genuine way for the...
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The process was seamless and I was kept informed every step of the way! Kate was phenomenal to work with!!
Reply from Kate Day
February 27th, 2026 05:33 PM
Thank you so much for the wonderful review and the five stars! I truly appreciate your kind words. It was an absolute pleasure working with you, and I'm glad the process felt seamless and that you felt informed every step of the way. That's...
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Kate made it very easy for me and I didnt have to miss any
Reply from Kate Day
February 26th, 2026 07:13 PM
Thank you so much for the kind review, Josh! I'm so glad we were able to make your refinance process smooth and convenient without interrupting your schedule. That's always my goal - to make things as easy and stress-free as possible. I truly...
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She knew what she was doing
very friendly
most of all she worked with me to get what I wanted
Reply from Kate Day
February 23rd, 2026 03:41 PM
Janet, Thank you so much for your kind words. It truly means a lot to me and Team Day. Helping you get what you wanted - not just what was easy - is always my goal. I', so grateful you trusted Team Day to walk you through this process with...
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This is our second time with flat branch. Kate does such an amazing job at keeping me informed every step of the way! Made it such a smooth process, I never worried about a single thing. Closing was super quick! As kate made sure we got all...
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Reply from Kate Day
February 17th, 2026 02:48 PM
Thank you so much Logan for your kind words! Ot truly means the world to me that you trusted Team Day at Flat Branch Home Loans for the second time. My goal is to always keep you informed, prepared, and confident every step of the way so there...
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Kate and her team are so helpful and make the home buying process easy an very straightforward. I highly recommend them!!
Reply from Kate Day
January 12th, 2026 09:41 PM
I'm glad to hear that you found the home buying process easy and straightforward. It's rewarding to know that I and my team could be helpful to you during this important journey. Thank you for your recommendation, and if there's anything else...
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The communication between me, Kate and the buyers is always the best. Kate is always on schedule and meets all required time lines of the contract and process.
Reply from Kate Day
January 10th, 2026 10:11 PM
Thank you, Kevin — I truly appreciate that. Clear communication and staying ahead of contract timelines is always my priority, and I’m grateful for the trust you place in me and my team. I value our partnership and look forward to many more...
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FBHL makes the process easy and they are always looking one step ahead to make sure everything is accurate and complete
Reply from Kate Day
January 10th, 2026 10:08 PM
Thank you so much Peter! Staying proactive and making the process easier for our clients is always the goal. I truly appreciate your trust and the opportunity to work with you and your wife again.
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149