Karyl Smith
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
We unloaded the last of our boxes and we are officially moved in. Only took 5 months. Thanks to Alcova and their team. They went out of their way to make the entire process easy to understand. They not only helped us during but after hours...
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My La was very helpful for me. He always find a way to help me because I work during the day. He even drive 3 hours to attend my closing. I recommend him and his company. Great people.
I started the mortgage process using a different lender who caused my experience to be a complete nightmare. I switched lenders & was skeptical of how this would go. Once I began working with Karyl the loan process went better than I ever anticipated....
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Karyl made this process as smooth as could be. She was knowledgeable and responsive and was able to get us a great rate and so we are quite content with the service.
Nathan Carver has helped us many times over the years - two mortgages and a refinance, with another to come. Each time, he has walked us through the process, explained the paperwork, answered our questions in detail, and been quick to respond....
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Steve Hobbs and his Assistant My are AWFUL! We found a house in June and I provided all of the necessary paperwork to complete the process by our closing in October. I spent over 3 hours pulling all of the paperwork together, scanning and sending...
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Karyl Smith has received a review with 5 star rating from Rasha H
Karyl Smith has received a review with 5 star rating from Gregory C
Karyl Smith has received a review with 5 star rating from MyMy L
Karyl Smith has received a review with 5 star rating from Michael D R
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 115330
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance