Karyl Smith
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Working with Alcova Mortgage was a great experience. Patricia Acosta was a great loan officer and kept me informed through the mortgage process from start to finish. I will be recommending them to anyone I know!
Nick is excellent. I felt like he was Tom Brady leading us to a championship. Great communication and hard worker. Really understands the metrics and business. Will definitely recommend Alcova - Nick.
Steve was incredibly helpful and made it possible for me to purchase the house of my dreams. He was very responsive and patient with my questions and I would definitely recommend Steve!
This Company makes sure everything has a fair shot at becoming house owners.I worked personally with Nick Hobbs he helped by giving referrals. Also telling me what will work and won’t work. Making sure I gave him all the necessary documents...
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Steve Hobbs makes you feel comfortable with good options and good advice throughout the process. We have bought 3 houses through Steve and each has been easy and as stress-free as these things can be.
Cristina Osborne did an amazing job,on getting us a mortgage. Communication was great throughout the process. My husband and I definitely recommend Cristina.
My La stuck with us for 9 months through multiple offers until we finally had an offer accepted. During that time he was quick to answer the many questions we had as first time home buyers.
"Steve Hobbs is amazing to work with and very accommodating of your unique needs. He handles all of our mortgage needs virtually, quickly and flawlessly. Thank you Steve and keep up the great experiences!"
Working with Karyl Smith at Alcova Mortgage was a very pleasant experience. Karyl is professional and friendly, ongoing communication to keep everything on track. :)
Worked with Patricia Acosta. Very friendly and knowledgeable. Always willing to help.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 115330
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance