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Karla Melgar
Sr Loan Officer | NMLS 186602
Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home fi... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The willingness to work made my experience great! There was never a ball dropped in the almost 3 months we've worked together.
Reply from Karla Melgar
February 17th, 2025 02:05 PM
Robbie, I'm so glad to hear that you had a great experience! It was a pleasure working with you throughout the process. Keeping everything on track and ensuring a smooth journey is always my goal, so it means a lot to know that you felt well-supported....
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Wonderful service, hardworking, and a problem solver.
Reply from Karla Melgar
February 1st, 2025 04:55 PM
Franco, thank you so much for your kind words! It means a lot to me to hear that you found my service helpful and that I was able to solve any problems that arose during your loan process. I truly enjoy working with my clients and helping them...
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Communication was great.
Reply from Karla Melgar
January 31st, 2025 02:57 PM
Lisa, thank you so much for the fantastic review! I really appreciate you taking the time to share your experience. It was a pleasure working with you on your home purchase, and I'm so glad I could make the process smooth with clear communication....
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I wanted to close as early as possible and Karla and her team made that happen. Even with conflicting schedules and priorities, she made things easy for us.
Reply from Karla Melgar
December 20th, 2024 02:53 PM
Hi Vee and L
I am happy we were able to get you to settlement early and at a time that worked for you.
I appreciate all of your timely responses and support. My team and I strive for 5 star service and
appreciate your review
Communication and knowledge!
Reply from Karla Melgar
December 20th, 2024 02:57 PM
Thank you Deja. My team and I appreciate the 5 star review and are happy we could be a part of your homebuying experience. Happy Holidays
My husband and I had the pleasure of working with Karla for the second time it's always a pleasure working with Karla she's very professional, personable and so sweet :)
Reply from Karla Melgar
December 3rd, 2024 03:59 PM
Hi Venita,
Thank you for the opportunity to work with you and Markus for the second time. It was once again a pleasure. Enjoy the Holiday season, and as always reach out if I can be of any assistance and I will stay in touch alsi,
Karla was outstanding to work with. She took the time to answer all of my questions in detail which made me feel comfortable with the process and transation.
Reply from Karla Melgar
December 9th, 2024 09:36 PM
I'm so pleased to hear that you felt comfortable with the process and transaction, Terrence. Your satisfaction is my top priority and I'm thrilled to have been able to assist with your home loan purchase. Thank you for the wonderful review...
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Karla always answered when we called. No matter how many questions we had, she always made time to answer them and made sure we could make educated and confident decisions when purchasing our first home.
Reply from Karla Melgar
November 7th, 2024 02:56 PM
I am so happy that I had the opportunity to assist you in becoming a first time homebuyer. Congratulations, and enjoy your new home
Karla's consistent communication and willingness to answer all of our questions is wonderful. Her demeanor is always so pleasant and helpful.
Reply from Karla Melgar
November 6th, 2024 01:33 PM
Good Morning Carrie Thank you for the 5* review and kind words. I feel fortunate to have had a 2nd opportunity to work with you and your husband...it is always such a pleasure
Karla was very attentive and helpful as she worked closely with us to make sure we received the best interest rate and had everything we needed to go to closing timely .
Reply from Karla Melgar
November 18th, 2024 11:23 AM
Hi Nicholas, I'm thrilled to hear about your positive experience with Embrace Home Loans. It was my pleasure to assist you throughout the process and ensure you got the best interest rate possible. Your feedback is greatly appreciated and will...
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About
Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home financing solutions with Embrace Home Loans. With over 52 years in mortgage banking and three decades specializing in VA and Builder lending, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace's highest priority, and we are always developing new loan products to fit the individual needs of our borrowers. We even have programs for people with credit scores as low as 580. Contact Karla today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 186602
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.