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Karla Melgar - Sr Loan Officer | NMLS 186602 in La Plata, MD
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Karla Melgar

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Sr Loan Officer | NMLS 186602

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Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home fi... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
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    Taylor O
    Mechanicsville, MD
    Posted on October 31st, 2024 01:41 PM
    Karla was very attentive and commynicated thoroughly during the entire home selling/buying process . I would definitely recommend her
    Reply from Karla Melgar
    October 31st, 2024 02:08 PM
    Thank you Taylor. I appreciate the opportunity and thoroughly enjoyed working with you... I know you will make beautiful memories in your new home. Enjoy the upcoming Holidays!!
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    Raquel T
    Mechanicsville, MD
    Posted on October 31st, 2024 01:29 PM
    Karla is truly exceptional to work with. Her communication is clear and prompt, keeping everyone on the same page and making the process seamless. She’s highly knowledgeable and patient, taking the time to explain each step to clients, which...
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    Reply from Karla Melgar
    October 31st, 2024 01:42 PM
    I always strive for a 5* experience for everyone. I very much appreicate your kind review and hope we can work together again in the future. Thank you
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    Angel M
    La Plata, MD
    Posted on October 15th, 2024 05:10 PM
    Karla Answered All of my questions, and gave me ease of mind on being a first time home buyer.
    Reply from Karla Melgar
    October 15th, 2024 05:33 PM
    Good afternoon Angel Thank you for the 5 * review. purchasing a home long distance can have its challenges. I am happy I was able to provide ease of mind for you and your family. Safe travels
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    Shaun B
    La Plata, MD
    Posted on October 7th, 2024 01:19 PM
    The whole process was essentially hassle free.
    Reply from Karla Melgar
    October 7th, 2024 01:28 PM
    Good Morning Shaun Thank you for the review. I know you will make many happy memories in your new home. thank you for being such a joy to work with and for all of your extremely quick responses
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    Crystal G
    Clinton, MD
    Posted on October 2nd, 2024 02:14 PM
    Karla’s patience was unmatched. She is an effective communicator and very detailed. I could tell she genuinely wanted what was best for me and my family.
    Reply from Karla Melgar
    October 2nd, 2024 02:27 PM
    Good Morning, thank you for the 5 * review. It is what I strive for with every customer. Thank you for making each of our conversations pleasant and for being such a joy to work with. Best wishes in your new home
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    Derrick W
    Clinton, MD
    Posted on October 2nd, 2024 01:13 PM
    From the initial consultation to the closing, Ms. Karla professionalism, attention to detail, and dedication made what could have been a stressful experience incredibly smooth and straightforward.Ms. Karla clear communication, thorough explanations,...
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    Reply from Karla Melgar
    October 2nd, 2024 01:49 PM
    Hi Derrick, I strive for complete customer satisfaction and kind words such as yours are so very much appreciated. thank you for all of your support, quick responses and "football" conversations through the process. You were a joy to work with...
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    Laurie B
    White Plains, MD
    Posted on October 2nd, 2024 12:13 AM
    Ms Karla Melgar! Her wealth of knowledge and great patience, she's wonderful to work with and I trust her with providing me with the best advice regarding loans. She's a great loan officer and wonderful person/friend.Thank you so much for all...
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    Reply from Karla Melgar
    October 2nd, 2024 01:52 PM
    Good morning LaurieI appreciate your patience and commitment to the process. Thank you for giving me the opportunity to earn your business. I wish for you the best and making many happy memories in your new home. Look forward to working with...
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    Cathleen M
    Fredericksburg, VA
    Posted on September 28th, 2024 11:34 AM
    Karla and the team were great! The process was easy and efficient, and we always knew what to expect next. We would definitely recommend Karla to anyone buying a house. Sincerely, the normally stressful process could not have gone better! The...
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    Reply from Karla Melgar
    September 28th, 2024 01:33 PM
    Thank you Kittie....... You and Carter were a joy to work with and welcome back to Virginia
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    James L
    King George, VA
    Posted on September 27th, 2024 11:46 AM
    Karla was there to walk us thru every step of the way up until the end of closing and the staff also we appreciate and will recommend this company to others keep up the good work guys. Thanks Blessings
    Reply from Karla Melgar
    October 12th, 2024 11:49 AM
    I'm thrilled to hear that you had a positive experience with us at Embrace Home Loans, James. It was my pleasure to assist you every step of the way until the closing of your purchase. The team and I are deeply appreciative of your kind words...
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    Tracey L
    King George, VA
    Posted on September 27th, 2024 11:06 AM
    Karla was an excellent Loan officer, and we truly appreciate her wisdom, knowledge, and patience.
    Reply from Karla Melgar
    October 12th, 2024 11:08 AM
    I'm so glad to hear you had a positive experience, Tracey! It was a pleasure assisting you with your home loan purchase. Your kind words truly mean a lot to me. I strive to provide the best service possible, and your feedback reaffirms the...
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  • 71–80 of 525
    About
    Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home financing solutions with Embrace Home Loans. With over 52 years in mortgage banking and three decades specializing in VA and Builder lending, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace's highest priority, and we are always developing new loan products to fit the individual needs of our borrowers. We even have programs for people with credit scores as low as 580. Contact Karla today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 186602
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.