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Karla Melgar
Sr Loan Officer | NMLS 186602
Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home fi... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
We loved how easy it was to keep an open communication with your staff. E-signing the documents were great to have.
Reply from Karla Melgar
May 6th, 2025 02:39 PM
I'm pleased to hear that the communication process was smooth and that you found the e-signing feature convenient. It was a pleasure assisting you with your purchase. Thank you for choosing Embrace Home Loans.
Karla, Angel, and Jason were in constant communication with us and guided us through the process of financ our home. If they needed something, they contacted us, even after work or on weekends. I could tell they were working late to get all...
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Reply from Karla Melgar
May 6th, 2025 02:42 PM
Thank you Tania. My team and I appreciate your positive feedback. We strive to provide 5 star serviceto every customer and am happy you acknowledged receiving that service. I know you and your family will make many happy memories in your new...
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I would like to extend my heartfelt appreciation for the exemplary service provided by Karla. Her remarkable efficiency and speed in processing my buyers loan application were truly impressive. From the moment my buyer submitted his documents...
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Reply from Karla Melgar
May 3rd, 2025 02:03 PM
I'm thrilled to hear about your positive experience with the loan process. It was a pleasure assisting you, and I'm glad to know that the efficiency and speed met your expectations. Your recognition of my dedication to ensuring a smooth experience...
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Karla called me personally to keep me in the loop with my loan application and closing. I felt very important to her and the business.
Reply from Karla Melgar
April 14th, 2025 02:50 PM
I'm glad to hear that you felt valued and well-informed throughout your loan process, Brandon. It was a pleasure to assist you with your home purchase at Embrace Home Loans. Thank you for your kind words.
Customer Service
Going over and above
Karla was available and very responsive. She was easy to talk with and very helpful.
Reply from Karla Melgar
April 14th, 2025 01:55 PM
I'm glad to hear that you found my availability and responsiveness helpful during your loan process. It was a pleasure assisting you with your purchase, and I appreciate your feedback.
Karla's communication is what made it great. Despite a couple of annoying expectations to have the loan underwritten, the team at Embrace was awesome.
Reply from Karla Melgar
March 27th, 2025 02:21 PM
I'm glad to hear that my communication contributed positively to your experience, Kenneth. It's rewarding to know that, despite some challenges, you felt supported by the team at Embrace Home Loans. Thank you for your feedback and for choosing...
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Karla was knowledgeable and fantastic to work with over the last year. She helped identify solutions in what was a lengthy and sometimes stressful new build experience.
Reply from Karla Melgar
April 5th, 2025 04:03 PM
I'm thrilled to hear that you found my assistance valuable throughout your new build experience. It was a pleasure working with you and helping to identify solutions that met your needs. Thank you for your kind words and for choosing Embrace...
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Karla is an absolute professional with exceptional expertise and knowledge in her field. She communicates clearly and effectively, making even the most complex details easy to understand. Her positive attitude and willingness to go the extra...
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Reply from Karla Melgar
March 8th, 2025 03:43 PM
Rick, thank you so much for your kind words and stellar review! It means a lot to know that my efforts to communicate clearly and support you through the loan process made a positive impact. I'm thrilled to have been a part of your home purchase...
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I am thrilled to share my exceptional experience with Karla Melgar during my recent home purchase. From the very beginning, she demonstrated an unparalleled level of dedication and commitment to helping me with the loan proces.Her attention...
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Reply from Karla Melgar
March 4th, 2025 02:24 PM
Terry, I'm so glad to hear about your positive experience with the home-buying process. It was truly my pleasure to assist you and be part of such an important journey in your life. Your kind words mean a lot to me, and knowing that you felt...
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About
Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home financing solutions with Embrace Home Loans. With over 52 years in mortgage banking and three decades specializing in VA and Builder lending, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace's highest priority, and we are always developing new loan products to fit the individual needs of our borrowers. We even have programs for people with credit scores as low as 580. Contact Karla today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 186602
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.