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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
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1 Star
1%
Reviews from Web
  • Encompass
    K
    Kimberly S
    Pocatello, ID
    Posted on August 1st, 2022 02:44 PM
    Karl is excellent to work with. He is alway available for questions or concerns. Karl is knowledgeable and professional. I would recommend Karl to anyone who is in the home buying process!
  • Encompass
    C
    Cody W I
    Pocatello, ID
    Posted on July 30th, 2022 03:49 PM
    Karl’s team was a pleasure to work with.
  • Encompass
    T
    Trevor B J
    Ririe, ID
    Posted on July 28th, 2022 02:21 PM
    ..........
  • Encompass
    J
    Jace W
    Ririe, ID
    Posted on July 28th, 2022 11:24 AM
    Karl is an extremely hard worker. This transaction was not an easy one, but he solved each problem quickly and effectively! Grateful for his dedication to his customers!
  • Encompass
    C
    Cortney B
    Felt, ID
    Posted on July 20th, 2022 05:29 PM
    Communication was excellent! Any and all questions were answered so quickly. Working from one state to another and dealing with time differences you couldn’t have asked for better people to work with.
  • Encompass
    S
    Stephanie F
    Felt, ID
    Posted on July 18th, 2022 03:29 PM
    You guys always responded very quickly and made yourself available when we needed you! Your whole team was a pleasure to work with!
  • Encompass
    P
    Phillip B
    Felt, ID
    Posted on July 18th, 2022 02:11 PM
    Good advice and prompt service from start to finish.
  • Encompass
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    Neva C E
    Blackfoot, ID
    Posted on June 13th, 2022 11:40 AM
    All three agents were easy to communicate with through emails and texts.
  • Encompass
    J
    Jordan J
    Rigby, ID
    Posted on June 12th, 2022 12:43 PM
    Karl’s communication and availability
  • Encompass
    R
    Rogue S
    Ammon, ID
    Posted on June 8th, 2022 01:28 PM
    simple process
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.