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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
4 Star
2%
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1 Star
1%
Reviews from Web
  • Encompass
    R
    Ryan C L
    Idaho Falls, ID
    Posted on January 2nd, 2023 09:22 PM
    When I emailed him about the poor communication he called me and immediately was hostile over the phone saying that I was making him look bad because I CC'd our realtor. At one point he threatened to cancel the entire sale as a bluff, super...
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    Tre B
    Blackfoot, ID
    Posted on December 30th, 2022 05:11 PM
    Both my lender and realtor were very knowledgeable and got us into our house before we were scheduled to close on it! These guys are awesome!
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    Angelica C
    Idaho Falls, ID
    Posted on December 29th, 2022 02:19 AM
    Karl kept me informed every step of the way without me needing to ask!
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    Brian R P
    Idaho Falls, ID
    Posted on December 17th, 2022 12:25 PM
    Karl is easy to work with, professional and personable. I would go to him again and I highly recommend him if you're in the market for a home.
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    Wendy S
    Rigby, ID
    Posted on December 1st, 2022 04:11 PM
    Karl and his team were excellent to work with. They made our home buying super easy. They communicated with us every step of the way.
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    Jacob S
    Rigby, ID
    Posted on December 1st, 2022 03:19 PM
    Karl and his assistants were very helpful throughout the whole process and very efficient. Thanks again Karl.
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    Christopher D
    Blackfoot, ID
    Posted on November 12th, 2022 08:42 PM
    Communication and availability was the greatest part
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    Jake M
    Blackfoot, ID
    Posted on November 2nd, 2022 11:07 AM
    Overall experience got everything put together and submitted on time for closing.
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    Jamie H
    Idaho Falls, ID
    Posted on October 11th, 2022 10:32 PM
    A seemingly impossible deal got done because Karl and his team just refused to give up.
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    James B
    Ammon, ID
    Posted on October 11th, 2022 04:58 PM
    Karl is always on top of things, quick to respond. He is always Great to work with.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.